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The ticket for my accident was reduced to a parking ticket. What will an insurance company see?

I was at fault and it happened January 2014 in my parents' car. The court reduced it to a parking ticket. If I buy my own car and apply for car insurance, will the company know that I had an accident or will they see it as a parking ticket?

3 Answers

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  • 7 years ago

    If it was reduced to a municipal parking ticket (not state or provincial, and not a moving violation of any kind), then no. Parking violations don't show up on an official driving record, only traffic convictions do. But make damm sure it really is just a municipal parking violation.

  • Gambit
    Lv 7
    7 years ago

    Whether you are convicted of anything in a court of law does not wipe out the fact that you had an accident. Insurers keep a database of claims, so if you insure your vehicle with a new insurer they can see that you had an accident on such and such a date because the insurer you had the claim with would have uploaded the information. What traffic violations you were convicted of within the last x number of years (typically 3) is a record that is maintained by the State.

  • 7 years ago

    They'd 'see' it as a parking ticket, so you're in luck !

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