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Why my friend is not eligible for Survivor's Benefits?
My co-worker's husband died. He was a Veteran and was not treated so nice by the VA hospitals (but that's another story). Anyway, his wife was forced out of her job recently and I thought she was eligible for social security survivor's benefits because she is not eligible for full SS for a few years, when she reaches 67.
She applied and Social Security told her with her "pay-out" from her recent job, she took a package deal that will net net her $30,000 after taxes, this has to last her for 3 years (unreal).
Social Security told her that in order to receive Survivor's benefits she could only be $3000.00 yearly - that's ridiculous - any social security experts reading this?
3 Answers
- falsi fiableLv 77 years ago
Once your friend opted for her own benefits, that made her permanently and forever ineligible to collect survivor benefits on her husband's account. You get one or the other but not both. If you choose the wrong one first, the choice cannot be reversed. Ever. The SSA office should have gone to great pains to explain this either verbally or with pamphlets. Claiming it was not clearly explained will not change matters.
- Anonymous7 years ago
It sounds like she is already receiving Social Security benefits based on her own record - is that correct? If so, she can only collect the greater of her benefit or what she would have received for survivor benefit, but not both.
