I'm trying to buy a car from a private seller, who's bank is out of state, and the bank has the title.?

I asked Chase Bank. They said that the seller can sign a form so the title is mailed to you when the loan is paid off. He will sign it at a Chase branch. See if your seller can do this for you.

The DMV has a Power Of Attorney form that the seller can sign putting you in charge of all aspects of the purchase and sale. When you are at the DMV , they will have all of the information needed to process this sale. They will know if he is the true owner.

You sound like you are not near the car (ebay transaction, etc). Something convoluted like this purchase must be done with all parties local.

If the person owes child support or parking tickets, you will owe them unless they are cleared at the time of sale. Another reason to do this at the DMV counter.

Until the seller pays off the bank, the title will not be remitted into his possession. If you give him the money with the promise he'll get you the title, then he could just take your cash and disappear.

This whole thing sounds like a scam.

If you really want this car he has, then tell him you will pay him the difference of what he is selling it for once he has the title in-hand and you can go to the local DMV office to legally transfer the title to your name. If he has to take out a second loan to make up the difference to his bank, so be it.

Stay firm and resolute: Do NOT give him the cash on a promise, especially when he doesn't have the title!

FORGET it unless u actually want to lose the money.

hire a local ,there, certified mechanic to inspect the car FIRST.

in TX u can get them (mechanic) for 200$ to do mechanical, safety, epa

inspection.

get VIN numbers and do searches on title in number of places.

book a flight there so u can see it personally.

if u want it , u- him go to loan holder offices then pay off the

loan and get a RElease of title.

u - he go to local county court house to change the title to your name

NOT 'DMV" in TX.

u will have costs there. they take cash, charge cards , debit cards,

in state checks only.

papers are done at specific places in local court house group

as some counties are large than many states.

do expect to spend an over night as u may need to come back.

the actual title (new) will be sent to u in 3- 4 weeks normally.

hint u can hire third party escroe companies plus auto transports

to get the car . TX to your area can run 1800 -2200$ easy.

most cars in 12000$ range area available locally.

Simple maths would tell you if you pay 8 grand and he owes 12 grand that something is not quite right.

He would ask for 12 grand if he owed 12 grand. Hence it appears to be a scam.