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4 Answers
- StephenWeinsteinLv 76 years agoFavorite Answer
Two years total, but it only affects your credit score for one year (for the second year, it is on your credit report, but doesn't affect your credit score).
- 6 years ago
This only matters when you over spend what your income is. Live like trash worry about credit report.
- Anonymous6 years ago
I find it funny that you're hating on other people when your username is Jim yet your profile picture is of a girl... Assssshhoolleee.