How to raise credit score while paying off debt?

What will raise your credit score is to stop worrying about your credit score and to focus all your attention on how you're going to pay off those debts. Shell game gimmicks of moving debt around does nothing for you. Just start paying down your debt, as much as you can as fast as you can, make sure you stay current on all your payments and you'll find that your credit score will magically take care of itself.

Pay off debt--pay 3-5 times monthly minimums

Stop using credit

Live within your means--income

Speak to medical and get on payment plan with them

The number of open accounts with balances can be a negative

Using more than 1/3 of available credit is a negative-- using 1/3 of credit limit

Transfer the balance to WHERE?

If you're opening a new account for a balance transfer, it's going to lower your score. If you transfer HALF thereby increasing the number of accounts that you owe money on, you will further lower your score.

You need to reduce your spending and increase your income so you can really attack the debt. Just moving it around isn't going to help.