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Does Geico provide Full coverage on Vehicles with a rebuilt title?

So here is the backstory, my dad is trying to buy a 2008 ford escape hybrid, it has 16000 miles and a rebuilt title, my only concern is if geico provides coverage on vehicles with a rebuilt title, because i dont want my dad to pay this much only to find out he cant insure it, and also, what should i do if we buy it, does the state of new york require me to inspect the car as soon as i buy it? Thanks

Ps; Please dont say anything like :Dont buy a car with this kind of title' because i know, its just its a cheaper option for my dad

9 Answers

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  • 6 years ago

    Generally no, since a rebuilt or salvage title reduces the fair market value on the vehicle by up to 50%, and most insurance companies will not alowl coverage beyond the basics.

    But call them and ask to be sure.

  • Bill
    Lv 7
    6 years ago

    Normally a car handled as a total loss has the title submitted to the state DMV and they issue a "salvage certificate". Once the car is fully repaired and inspected by the DMV they take the salvage certificate and issue a "Branded Title"(Marked Salvage). If the car already has the branded title it has passed the state inspection for repairs. It is a good idea to check with your insurance before purchase. Most Salvage vehicle are serviceable but have a lower value than similar undamaged vehicles. It can be harder to sell them or trade them in.

  • Anonymous
    5 years ago

    Thanks To Everyone I Am In The Market Soon To Purchase A Small Car Or SUV .... Not Stupid But I Like To Have Other Opinions ... I New That If I Buy A Rebuilt Or Not ....There May Be Trouble With The Car.. So It Would Come Down To The $$$$$$... Thanks Dana Thompson

  • 5 years ago

    I called GEICO, and they said that they do fully cover rebuilt and salvage title vehicles. PLEASE CALL THEM YOURSELF to check if they do in your state and area. It's a quick phone call... not worth posting on here really.

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  • 6 years ago

    Ask Geico. I have never had a problem here in the UK getting insurance on our equivalent.

  • Anonymous
    6 years ago

    You will have to ask GEICO. How can anyone here speak for them?

  • Anonymous
    5 years ago

    Thank you for the answers everyone <3

  • Anonymous
    6 years ago

    either you or Dad needs to call and ask the gecko

  • Anonymous
    5 years ago

    thanks! Very valuable information and this gives me better insight on the topic

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