How many travel points for Bank of America needed?

The points they are talking about are determined by whatever airline you wish to fly. The card you have will explain to you how that works - but it will take some figuring out by YOU, to see how they get transferred over to the airline of your choice. Let's say you want to fly from NYC to Las Vegas on Delta - first class coasts 90,000 SkyMiles (what Delta calls their points - just booked 2 of these). So - you would have to spend sixty thousand dollars on that card before you get a free flight. Economy is cheaper - but you still might be spending tens of thousands before there is any free ticket for you. We spend over a hundred grand a year on various loyalty cards - Delta, Marriott, etc. We have 5 AMEX cards, and we rotate all our cards to get maximum benefits. We charge EVERYTHING - even our taxes - to work this. And we never ever - in over 40 years - have carried a balance from one month to another, or transferred a balance to another card. We can afford to live like this, and with our credit rating - we do. We have zero debt of any kind - no mortgage, car loans, etc. We did not get like this overnight! Your main concern, if you are new at this, is how this impacts your CREDIT scores and finance - and SAVINGS. You might be better off with a cash-back option (The worst for us - might be the best for you) because unless or UNTIL you understand how the whole loyalty-program thing works in the travel industry - you will NOT be using those point to fly anyplace - not soon, at least.

Added -

If you REALLY want to get a travel card and accumulate miles/points for flights, then get a card BRANDED to an airline. DH and I have four AMEX cards (2 platinum, 2 gold) branded to Delta. We only got the gold this year because they offered 50,000 free SkyMiles if we added these cards. With 50,000 miles, ONE person could easily get a free flight. The Platinum card, no matter what we spend, give us a BOGO flight each year, too. And for every 25,000 we SPEND on the Plat card, we get an additional 10,000 bonus in miles. We hit that twice each year. We also participate in SkyMiles shopping - not unusual to get bit bonuses on whatever we by when we got thru that shopping bot - we were shopping ANYWAY. THEN - we also have Marriott black cards - we own timeshares, and rack up serious hotel and travel points by using the Marrriott card no only for shopping, but for on-property expenditures. We also have a pair of AMEX cards for my business - those give us significant discounts on business expenditures, rather than SkyMiles (not branded to Delta - Amex OPEN - you've seen the commercials). There are sites you can go to that explain the benefits of all the various credit cards out there - whether you want hotel points, flight miles, cash back - whatever. Only YOU can decide, based upon your income, credit rating, and spending patterns - and what you want to get BACK - what is for you. The BOA card,like the Chase "what's in YOU wallet?" are baby-time, not very productive at ALL, and not much good, compared to what you CAN get if you have the clout. OK many be for first-timers who are building credit and have not yeat learned how to make this WORK for you. Best card? The one you PAY OFF EVERY MONTH - never EVER carry a balance! Make THEM work for you - not that YOU have to pay to be lent money!! Good luck!