My credit score is 650. Is it a good score?

Your credit score is just so so. A good credit score is generally to be 720 or higher. A good credit score is crucial for financial success. It's calculated from your data-rich credit report and is one factor used by lenders to determine your creditworthiness for a loan. But I think your credit score may be ok.

Having a 650 credit score means that banks view you as a little more of risk when loaning money for various lines of credit. They may still loan you the money, but you may end up paying higher interest rates for these loans.

Ir's considered a fair score. With tightened lending standards, you might not qualify for an unsecured loan but if you have acceptable collateral or a cosigner, you'd probably be approved.

You will most likely be able to get a loan but you will have to pay more in the long run than someone with a better credit score. You might also have to shop around for a loan but I doubt it since you are looking for a smaller amount. They might also look at your work history to ssee if you are able to pay it back.

Not awful, but not good either. You'd probably need a cosigner if they'd approve it at all.

For someone with no job yes.