Personal loan?

well, why would you possibly need the loan?? i doubt you would qualify for one, and it would be far smarter to live frugally, than tally up a massive debt...

So early in your work history, it would generally be a very bad idea to take out a loan.

If it's to make ends meet, then you would only be digging yourself into a deeper hole. The better thing to do would be to look for ways to cut down expenses.

If it's for something optional, then the best thing to do is delay the purchase until you can save up the amount you need. I know, hard.

If it's for something that enables you to earn more, then it might be worth getting. Look to a friend or relative, and explain how the purchase would enable you to earn more, then sign an agreement with them. But be aware, that if you don't pay back on time, there will be bad blood between you, and your relationship could basically be over (and that one person can poison your reputation with others, too). Be sure to look at temporary alternatives that might be cheaper, too - like borrowing or renting.

Secured or unsecured? If secured, what is the debt to value ratio? If you don't know what I am talking about, that's why you aren't getting any real answers here.

as you say you have no credit, that means you have no history to prove you pay your bills, your work history is only 6 months, so my educated guess is zero, personal loans are hard enough for someone with good credit history, and you have none

zero

Only thing u qualify for here legally is payday loans

I'd be surprised if you could get any kind of personal loan. A few of years ago, I needed a personal loan. My salary was around $180,000, I had a credit score in the 830s and my only debt was a $1300 a month mortgage. The most I could get approved for was $10,000.

Since you have no credit record and very little work time, it would be doubtful for

any lender to risk more than $1000. - $ 2000. You omitted what monthly rent you

pay.

$0 - no credit history, only 6 month job history. You will not qualify for an unsecured loan,

$0

Most banks either don't do personal loans or don't do them for under $5000 and, for $5000, they want to make sure that they will get paid back so they normally reserve personal loans for their best customers with the best credit scores.

If your credit is good, you may be able to get a credit card with a $500 credit line but I wouldn't expect any lender to give you any sort of personal loan.