How much credit score do you need to rent an apartment?

Question

I am trying to rent an apartment next month and I've been looking at online for a while now. It says I would need credit score of 620+ and source of income to rent an apartment. But how long does credit score needs to be 620+ to rent an apartment? I currently have credit score range between 680 to 720 depends on company(fico, transunion) but my credit score was ruined for 6 months or something last year due to some work issues(It was 572 lowest and it took me 6 months or something to recover and my credit score has been 670+ for past 6 months). I am moving to Georgia and I already got hired(around 45k an year). Do these incomes count too if I just got hired at that state?

Anonymous · Answer

The screening company I use doesn't even show any past scores just current.  Don't think any service shows past scores. Some landlords will take a letter of intent to hire for the job you have not started yet but some will not.  You really have to ask each individual landlord.

coraann · Answer

Monthly income is key.

Judy · Answer

It's your current score that counts.  Some places, not all, will include the income on a job you haven't started yet if you have an offer letter to show them.

Anonymous · Answer

you would need to ask the question to the owners/landlords of the apartment complexes you are interested in.....................it may vary w/one owner to another

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How much credit score do you need to rent an apartment?

4 Answers