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Can my Car Insurance provider require proof of insurance?

So, I'm in the process of getting divorced, and to cut my monthly costs, I have parked my truck and am not using or driving it. My wife kept the car insurance policy for her vehicle and called and dropped the truck off of the policy. So, now, 2 moths later, they are still billing her for my truck on the policy saying that they won't remove the vehicle without proof of insurance through another carrier, or transferring the vehicle to another policy through them. Even after speaking to a person at the DMV, I'm certain that it's perfectly legal to remove a vehicle from insurance provided it will actually not be used, can i just flat out refuse to show proof of insurance to this company? They won't stop charging for the vehicle.

5 Answers

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  • Mr.357
    Lv 7
    4 years ago

    If the vehicle has a lien on it, you have to keep it insured. If not, just tell them to cancel the policy. If all else fails, and not illegal in your state, tell them that you sold it. Our insurance co just makes us sign a piece of paper to stop the policy on a vehicle. It is just to cover their ^&* so that they can say that we knew there was no insurance on the vehicle.

  • ?
    Lv 7
    4 years ago

    In some states, if you want to stop driving a vehicle and cancel your insurance, you have to remove the license plates and return them to the DMV.

  • g
    Lv 7
    4 years ago

    Unless your vehicle has been deemed non-operational with your state's DMV offices it much be insured. Period.

  • 4 years ago

    If they are billing you just for the truck, don't pay the premium. If both vehicles are with the same company change companies and just insure one car.

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  • CB
    Lv 7
    4 years ago

    Generally speaking (because this issue is different in every country and state) a registered car must be insured - period. SO turning in your registration at the DMV should be enough to drop insurance UNLESS the vehicle is being financed - then it doesn't matter as the finance company must have their collateral insured against theft, damage, fire, etc.

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