How to get a loan/ build credit?

if you have a Car Hop in your area you might be able to get a car thru them

start building a credit history by getting a store credit card, Penny's, BestBuy etc they are not as strict as the other companies

once you have some history there will be something on your score

of course if you don't have a job don't even bother, without income to pay for what you buy you won't get any credit

The only good way to start building credit is to do nothing when you are 18, nothing when you are 19, and nothing when you are 20, and then start for the very first time in your life when you are 21 or older, and then do it very, very slowly.

There is no good way to do it quickly.

There is no good way to do it when you are 18.

If you try to do it too early or too quickly, then you will be denied, and your credit will be bad, and your record of having already tried will stop you from being able to build it later.

Get a 36 month credit builder loan for $5000. Never miss a payment for 3 years. On this or anything.

Its 100% guaranteed approval. For anyone of legal age. You can even get one for $10,000 or more if you want. NO PREPAYMENT PENALTY.

Get a full time job with income over $1700 a month. Stay on the same job for at least 6 months.

Stay at the same address.

Do all that, then you will have $5000 down and you should be able to get a car loan.

You mean within 3 months ? LOL

Since you are under 25, you could not afford the insurance unless your parents put you under their ploicy

Only time and the prompt payment of your debts will build good credit. It is not done overnight.

One way to start is to take out a secured loan against your savings account. Paying back the loan on time (make sure the bank report to all 3 major credit bureaus) will help build good credit.

Skip IT Simple child.

Get a Job.

Start working and saving money.

Get 5000$ saved.

U can then buy a 3500$ car.

The other 1500 covers taxes registration title inspection INSURANCE 😱.

U uninformed uneducated clueless about Reality of Debts payments slavery for car payment.

Hopefully ur parents are educated enough to explain reality and why locally.