I want to cancel my pink angel credit card?

Do not cancel the account. Keep it, and don't use it. The longer it exists, the better your credit score will be, when you need it. Credit cards are a necessary part of building credit, and can be useful, if they are used properly. If you make a purchase, always pay off your balance each month, not just the minimum payment, all will be well, you will develop a healthy respect, and reputation for responsibility, which is what your credit score shows.

The score reflects many things, starting with your ability to repay your debts, through past performance. The more you have, the easier it is to get more, as long as you keep your bills paid on time, and as long as you don't use most of what has been granted (credit limit vs available credit). A lower credit score is also a sign of how new your credit is, as you haven't shown your ability to pay, over a long period of time (7+years).

Closing an account will hurt more than it helps your score. Closing it soon after you opened it will hurt it for a long time, until the account rolls off your report, in 8-10 years. Keeping it open, will only help you, and it should be used at least once every 6-12 months, to keep it active. If you had no credit, you had no credit score, which is not 'perfect', it is no score. Your score will improve over the next 6 months, and even more over the next few years, simply by having this account, using it once in a while, then pay it off when you get the bill.

You should learn to SAVE toward future purchases, instead of using credit. You can also build credit using same-as-cash deals, which may also open a line of credit. The trick is to subtract 2 from the number of months, and divide the purchase by that amount, Then make that size of payment each month until it's gone. The two months take the first and last month into consideration. Often it takes a month to start the cycle, so you've lost that month. Also, you want to pay before the money is due, so pay it in the month before it is due, to avoid paying interest the month after you thought it was over. Several months after this is paid off, it will reflect well on your score.

You are doing well to respect credit. It is not something to be feared, unless you give it a reason - like not pay on time, or not get in over your head, by improperly using it.

On the savings front, $100 each week will yield $10,000 in 2 years. This is enough to buy a nice used car today. If you make that deposit into a retirement account each week, starting at 18, you will be able to retire with over a million dollars at age 65, and you haven't made that much in deposits - the interest will allow it to grow. If the account is a ROTH (after tax) IRA, you will not owe any taxes on the withdrawals, but if you use a standard IRA, you'll pay taxes as you withdraw money from your IRA, at your regular income tax rate at the time you withdraw it.

The damage is already done. Applying for the card hurts your credit. Deciding to cancel will not fix that.

if you don't want it to affect your credit card cut it up and don't use it, that's the simplest thing to do

if you are sent another one and don't want it to connect to your credit card, cut it up also

It is a credit card. Of course it is going to affect credit. But if you cancel it it will affect it negatively.

Anything regards 2 yr money you should be able 2 reach without searching I think alot of them rewards as they call it when infact its DEBT. they know what there doing they say rewards.It 'REWARDS ISSUED CARD COMPANY' no doubt.

In yr shoes and i found it difficult to make contact regards 2 my account. I would without a doubt cancle it asap.Here is a link to cancle if its what you decide .

cancelwizard.com/victorias-s

Also there is cards where you have to pay a amount each month just for owning. I think is dam right cheeky. So if i were you would check if you decide to keep it also check APR because again sime APR 's is sk so high it is nasty ****. Hope this helps and good to you what ever you decide.

Crazy as it sound. Money makes the go round i believe that.

2 get dept you need 2 have dept. 2 get fiance u need 2 have finance & so on. Creit score eorks in how yr payment go pay every month ir 1 or 2. Doesnt go on yr wage

God Bless

Yes, cancel it now, Samantha.

No it actually helps to have an open credit card. You don't have to use it.