What should I do with $110,000 as a newly 18 year old?

one word: college

I would pay off any debt I have and then invest in myself by paying for college with cash (at a reasonably priced college, possibly doing the first 2 years at a community college and then transferring), earning a useful degree that leads to a good job at the end.

I would get a decent, reliable, inexpensive, used car with cash as well to get me to where I need to go.

I would keep about $8,000 - 10,000 as an emergency fund.

I would keep another fund to supplement living expenses, but pay the bulk of living expenses with a part time job during the school year and full time in the summer (such as an internship for work experience).

I would then invest the rest, responsibly after doing some research (look at learning from someone like Dave Ramsey).

SEX TOYSSSSSSSSSSSSSSSSSS

Bad rent is $1000/month. A house you'll be shot in after the crackhead is startled is $350,000 in bubmlefuck Iowa, $700,000 for the nice burbs you grew up in. At 18, if you are not stupid enough to party and buy cars and be cool, you might have the peace an safety that will allow you a few years to grow up without being destroyed by a bad job.

As a well educated 20-something I took alot less than that to travel the world and learn from churches, crack pots, grannies, hippies and everyone else with something to say other than they like my shoes. A new Honda Civic and apartment downtown will eat that up in 1 year. $20 felt like a fortune at 5. Tens of thousands felt endless at 20. And I'm sure there's a few retirees who are realizing 20 million isn't that much after all.

Invest it in something that would benefit you and your dreams/goals in life. If you always wanted to be a doctor, use this as an opportunity to get your master's degree. This is not a great idea, but always wanted some of your own hookers? Hey, why not? Prostitutes are apparently fun, minus the STDs.

shoot a movie and make 10 mil

If you don't know what to do with that money, give it me and I'll spend it on a holiday to go see my homeboy in America since I keep getting fined for dumb shït.

Buy a brand new car

You should get a college degree, so you can get a great job.

Open a Roth IRA with Vanguard and put at least half that money into it.