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Someone hit my car, but I don't like her payment method?

Someone hit my car and the damage is well over a grand. The car is still drivable, as she only damaged part of the body. We both agreed that we would rather not go through insurance. Because I have a big event coming up though, I would rather receive a check and use some of that money for what I have planned than get my car fixed right away. I did give her quotes and even told her I'd be fine with going with the cheapest estimate for repairs. However, she wants to pay the repair shop instead of me.

While I'm grateful that she is admitting fault and will supposedly cover the costs, the way I see it is that she is going to have to pay up either way. How do I tell her I would rather receive a check than her pay the shop by credit card (which I'm not even sure is guaranteed to go through)?

Update:

Update: Insurance is handling it and said they'd cut me a check for the damages.

18 Answers

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  • 3 years ago

    SHe's in the right. You just want the cash and she knows it.

  • Anonymous
    3 years ago

    Tell her that her method is unacceptable to you and she has nerve to challenge you when you are fully cooperating. I would not trust her.

  • 3 years ago

    Back in the early 1970's I was on my way back home from my bf's home and got stuck is some traffic I didn't expect. This guy (later to find out he was a priest) was headed to a game (with everyone else but me) and he tore off some of the metal on my car on my drivers side. Because of the congestion we exchanged general information and he promised to send me a payment. He was the only one with pen and paper so I got very little from him but trusted him because he was wearing his priest's collar. Months went by and nothing. The car minus the strip didn't look that bad so I waited. Then I got this letter from my insurance company that said I lost my insurance because I his his car. I flipped out. what happened? I argued with my insurance company but was told the priest (and I use that term lightly) had gotten to the police and made a report and said I hit his car, so his car got paid for and mine did not plus I had to not only find another insurance company but had to fight the police report. So I advise you NEVER to trust anyone on the road. You want to keep your good name, and get paid for getting your car fixed the you best report any incident to the police and immediately. Now you have to check those things out to make sure you weren't screwed, then go thru the insurance company for payment. I learned my lesson. Hope you learn yours.

  • 3 years ago

    All she is responsible for is repairing the damage, not making your feel happy. Another choice that might go better for you is to have your insurance company make her or her insurance pay. As long as your car gets fixed and you release her of further claims that's all that matters for her. Just getting a handful of money does not offer a release of claim and I feel she is protecting herself.

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  • Anonymous
    3 years ago

    if you choose to not report the accident to your insurance company ( NOT the other parties ins co ) then you are breaking the law..

    You are contractually obligated to report accidents to your auto insurer

  • 3 years ago

    Doesnt work like that. She broke it, she needs to fix it, not give you cash

  • 3 years ago

    I honestly agree with her. She agreed to pay for your car. Not give you pocket cash.

  • Poppy
    Lv 7
    3 years ago

    She agreed to pay for damage not give you pocket cash, I’m with her. Sorry.

  • Anonymous
    3 years ago

    It is her right to pay the repair shop and not you. It will be up to the repair shop to make sure they get paid by the credit card.

    If you don't like it, go through your insurance.

  • Anonymous
    3 years ago

    (a) Maybe she can only pay it with a credit card and doesn't have the cash on hand.

    (b) You could ask her to pay cash or else you want to go through the insurance company. If you do that, be darned sure you either have a witness or a sworn statement from her that she was at fault. You are already at huge risk of her not paying anything at all.

    (c) In every state in the country it is illegal to not make a report to the DMV for an accident involving that much damage within 10 days of the accident. Failure to submit a “reportable” accident typically results in suspension of your driving privilege if you get found out, and for leaving the scene without complying with any portion of the Vehicle Code, you could be charged with a misdemeanor punishable by a jail term of up to six months, or be fined up to $1,000, or both. This law applies to both of you.

    (d) If either car is still being leased or financed, the owner is now in default of their purchase contract.

    (e) So be smart, file the report and go through your insurance company. It will also give you some recourse if the repair doesn't get done right and the car has to go back for further work.

    (f) You also should have filed a police report.

    Summary: EPIC FAIL based on your poor decision.

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