Question about bouncing checks?

Each bank has a different policy. My account is with a credit union and the contract states that if you overdraw it's a felony.

That depends on a few things. They could reject it as NSF (non-sufficient funds), and charge you an NSF fee for the processing the check and then having to reject it OR they could pay them and charge you a fee for transferring money from another account of yours, to cover it, OR they could cover it for you and charge you a fee for that, and you will have to cover it immediately. The first option is the most likely option.

Here's what happened with me: my renter wrote me a check that bounced because he did not have enough money in his account. I was charged $35 for HIS bad check by my bank, and HE was charged $80 by his bank. Nobody got paid a cent. I had to get cash from him the next week, PLUS the $35 he caused me to have to pay to my bank, PLUS an extra $50 late fee for not paying his rent on time. Most banks also have a minimum balance that is kept in the account no matter what; usually at least $25. I suggest that you stop living so close to the edge so you don't end up wasting what little you have on extra fees and bad feelings.

We are not psychic. They may pay the check and give you a fee or they may bounce the check and give a fee.

you almost certainly will get a bank fee. as to whether they'll pay it anyway -- depends on the bank, your prior record with them, and potentially other details not known.

best would be to quickly deposit 65 in cash and have teller call the deposit in

There are multiple correct answers, even for one bank.

If you have a savings account, you probably have the option to set up automatic transfers from the savings account to cover overdrafts.

Many banks would pay the check in your case and some will waive the overdraft fees if you deposit enough to cover the overdraft within 24 hours.

If you have a history of overdrafts, they may bounce the check.

One thing that WON'T happen is paying part of the check amount. They either pay the full amount or none.

Check with your bank. Only if your account is set up for overdraft protection, then they might cover it and just charge you a fee. If it isn't, and most aren't, the check will will just bounce. The landlord wll get nothing, and charge you a late fee on your rent (and maybe evict you if you don't pay it fast) and also can charge you a bounced check fee, the bank will charge you a bounced check fee. You CAN be arrested for knowingly bouncing a check but probably won't be.

Likely, the check will bounce and be returned. You'll pay a bank fee for that, plus a late rent fee of around 25 dollars.

You'll get a charge put on your account, generally $50 per check written that can't be covered by your lack of funds. The bank will pay the entity you wrote the check out to, but you'll need to pay the bank for the problem you caused your account.

Do you have overdraft protection? If you do, the bank will cover the check and you will have to pay an overdraft fee. If not, the check will bounce, meaning the check for your rent won't go through and neither the bank or your landlord will be very happy with you.