What is your asset allocation for your retirement account(s) (stocks, bonds, short-term percentage)? Also, how old are you?

In my upper sixties and retired.

My pension and Social Security exceed my normal monthly expenses,,

About 60% stock and 40% savings and money market accounts.

100% in total stock market index fund and I'm 88 yrs old. According to the experts, it should be 88% in bonds and 12% in stock. Sure glad I didn't take their advice.

Young and most in stocks, many in emerging markets. I have time to make up if I lose out, but willing to risk a little in the hopes of better returns.

48 Rough estimate: 95% Stock (although about 35% is income things like REITs), 4% savings, 0.5% Bonds, 0.5% alternatives.

67

Retired 9 years

Nothing but low risk CDs/Money Market accounts since the day I retired. The principle is adequate and safe, return means nothing to me any more

I have a general idea, but I pay a professional to manage my money. I'm retired.

100% stocks and 48.

That 35 year old who has 15% in bonds is screwing up their returns. There is zero reason to own any bonds at that age. I guess index funds are ok if you are happy with "average" and can't be bothered to do better.

ETA: "Most of them lose to the index" Correct. But there are funds and individual stocks that consistently outperform the indexes. They aren't that hard to find, not nearly as much as your "needle in a haystack" sounds. Sometimes one gets burned, but the ones that fly are so good that beating the indexes still isn't terribly hard even if one picks a dog or two.

Most "regular joe" investors can't be bothered to educate themselves or do any research. Index funds are perfect for these kinds of investors. As I said, people who are happy with "average".

35 years old. I'm currently 85% equity, 15% bonds. About 35% of my equities are in international stocks. I use index funds, and passively invest on my own to reduce cost.

I have to say that I do like what I'm seeing from some robo-advisors, and if I had to recommend something to a friend who did not know what they are doing, that's where I'd send them.

I am 62 years old and retire in 3 years 8months from now and all I will get is the government pension UK. I have no savings or assets etc