Completely loose clutch on harley?

Be careful HD used a steel clutch plate in the most F'ed up place in the middle between a torque plate to aid in smooth starts and crap like that That style clutch is notorious for blowing apart many times while riding it Or you may find after a ride the bike just won't engage in gear . it'll stall . There is no real way to just check it If I were you I'd buy a Barnett clutch kit and that eliminates the twin steel plate design time bomb they out in at the factory . The Barnett clutch also adds one more steel drive plate and another fiber plate to eliminate that time bomb used That's a good thing over all it costs less than 200 and if your mechanically inclined it's super easy to replace However you will need to buy the special clutch too to get the old one apart and the new one in You'll also gain some good knowledge about your bike too Overall should not cost more than 400 at the very most Most guys get away around 250 to 300 if they do it themselves and if you do it BEFORE IT IMPLODES the first time is more expensive cause the tool needed However that tool is good for most Harley clutches too and you can even sell it when your done If you pay someone It's gonna or can be expensive Even if you donut expect unintended costs Cause sometimes other stuff needs to be fixed while your there Overall if you have mechanical ability it's a easy staright forward deal If not take it a shop but try to do it before those two clutch plates come apart Those two plates are in the middle of the clutch pak too So if it implodes You'll need to flush the bottom end out if any metal fragments too So do it before it implodes it's much cheaper and easier 

do you have a clutch spring compressor? Gonna need one if you do what I would do. Remove clutch completely . Then inspect each and every part. Then with a shop manual [has pictures and diagrams ] put it all back together and install and adjust. Cant do it without the spring compressor. Without seeing your bike  in person I cant think of an issue . But your gonna find the issue if you pull it out and inspect it.

Put a new clutch in it properly.

People that claim they are not missing anything when mechanical things they are playing with don't work ARE missing something.