Yahoo Answers is shutting down on May 4th, 2021 (Eastern Time) and beginning April 20th, 2021 (Eastern Time) the Yahoo Answers website will be in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.

Trending News

Promoted
Parker
Parker asked in Business & FinancePersonal Finance · 6 hours ago

I'm 15k in debt. I'm not behind, and I can't seem to get any help. What are my options?

Im currently $15k in debt right now. I can't seem to get approved for any consolidation loans (even with a co-signer - ive tried on Nerdwallet and all of their recommendations). My credit score is a 645. My debt/income ratio is a very hefty 87% (includes car payment (not included in debt calculation), insurance, rent, utilities, add in my debt / income). I was young and dumb and thought I had money but growing up now.... yeah that wasn't true.

What are my possible options? I don't want to file for bankruptcy but if that's my last resort than so be it. 

1 Answer

Relevance
  • A Hunch
    Lv 7
    5 hours ago

    There is 168 hours in a week.

    If you aren't working at least 80 of those, that is what your BEST OPTION is.

    Yes, you will be very tired.

    But at $10 an hour, your debt will be more than cut in 1/2 in 6 months.

    Then you can reduce down to 60 hours a week for 6 months and be in pretty good shape in about a year's time.

Still have questions? Get your answers by asking now.