Is it wrong for husbands to decide everything?

Couples negotiate their own "normal" and there are still some women who don't see the value in having their own financial security. However, when that crosses the line into a man feeling he has the right to "punish" his wife, yeah, that's gross and in some cases may rise to the level of being criminal. 

Your title question isn't yes or no, simply because every couple is different.  What matters most is whether it works for the couple.  More importantly, however, you're asking the wrong question and I think this might be on purpose.  You were very vague about what type of "punishment" he metes out. If this involves abuse, you're playing a very dangerous game that has nothing to do with who decides what. Abuse is NEVER okay.  

When he gets tired of you, what are you going to do when the next guy isn't prepared to accept your lazy a**?

You should get some guy friends to beat his azz. Then divorce him

Okay, being a man I shouldn't tell you this, so keep it to yourself. 1. Being in charge and *thinking* you are in charge, feel exactly the same. 2. 95% of choices are trivial. Let him make those. You make the 5% that really matter. That will make him think he is in charge (see point #1).

It is entirely up to you (two) how to run your marriage. It does seem rather arrogant to think he can punish you when you infringe HIS rules. I rather suspect that you are both young and will you yourself will not want to have such an arrangement for too many years, especially if child

ren come.

Reading books like Dr Phil McGraw's excellent Relationship Rescue helps to give us deeper insights into how relationships work. (I wish I got commission, as I recommend it to so many people!). As he writes in the book, it isn't only for people whose relationships are in trouble. There are other excellent books, of course.

Good Luck!

It's not a matter of "wrong" or "right". Those are subjective terms. If you don't mind living with a tyrant who treats you like property, great. Knock yourself out. Your choice, child.

Reflect on your own father. If he was an authoritarian, chances are you chose an authoritarian to marry, and will always choose an authoritarian unless you change yourself.

Yes, he's abusing you. Apparently you don't care. Maybe that's the way your parents interacted. But it's not normal. 

Its healthy environment when only one take all decision. Less conflicts the happier family is. But mutual respect is must.