Rob

I started working at a hotel last week as a valet. I had friends there working the same job and I wanted more money over the summer because I go to college full time. There are good things about it like tips and I don t have major problems with coworkers. But I m having a few problems. I m listed as part time and said I could only work part time but have been getting scheduled full time. I have other obligations and can t work that much. So I already called in on one shift because I just couldn t work that day. Then Wednesday I was driving someone s car into the garage at rush hour and had to back up because I didn t have enough room to make a turn between cars lined up to leave the garage, and was looking behind me and saw nothing but accidentally hit someone s car. No one has said anything either way regarding discipline so I don t know what will happen. I was stressed before the accident but after that my anxiety attacks have come back and I ve tried several things to relieve the stress but I m still panicking. I just don t think I can handle working right now. I know jobs aren t easy and that s why it s called work, but I feel like I m on very thin ice and this is affecting my mental health. Should I find a way to deal with working there or should I quit and spend the summer taking care of myself? I can get help financially from my family so that s not a huge concern.

I was far behind on some rent during my lease but eventually paid it in full before the lease ended. My landlord is now saying I will not receive any of my deposit back because of that, even though he already has his money for rent. I looked into Indiana laws and I don't think this a legal reason to withhold, but does anyone else know? And if it isn't, what can I do about it?

I was unable to pay rent for the month of February, and my landlord said he would work with me and I could pay 2 months of rent when March came. However, it is now time to pay and I do not have the money. I have been applying for jobs but no one has been able to hire me at this time. Unfortunately, I do not have even a small amount of rent to offer. My landlord knows that I am behind on bills as well. I have been a good tenant other than this, but of course the landlord is losing money. I am somewhat familiar with laws concerning eviction and lease termination, but of course I should talk to the landlord today or tomorrow and discuss the issue. Basically, I could use advice on what to expect, what to be ready for and what my best options are. Thank you for your help!

I just finished my freshman year of college at a decent 4-year school, but I've had a lot of issues with my family, depression and anxiety and am not doing well at all. My cumulative GPA is only a 1.4, and I had to file an appeal just to return to school in the fall. I am considering transferring schools at some point to get a fresh start in a new environment. I realize that I stand no chance of getting into a 4-year school right now. I was hoping to find out if there is a chance that I could do well at my current school next year and transfer after that; go to a community college somewhere and transfer; or find out if I'm basically stuck where I'm at. I would also like to know if I could get into a school of about 20,000 students; or if I could only get into a smaller public or private school. I realize it would be best to talk with admissions officials at schools I might be interested in, but any help would be great.

I'm a 19 year-old full-time college student who is currently not working to focus on school. I've heard contrasting things about the new health care laws and am confused about what my health care options will be. I'm currently living with my family, but will likely be moving out soon. I live in Indiana and was covered under Medicaid, but was dropped upon turning 19. I need to know what if I am required to be covered, how much I would need to pay and how my family situation will affect this.

I'm a 19 year old guy who's been in college for a year now. It's starting to get warmer out and I would like to walk around like most guys do in the summer (shorts, tanks, going shirtless would be nice when I could). For some reason I just don't like how I look at all, and I just don't feel confident wearing any less than jeans and a T-shirt. I know this sounds dumb, but I've burnt up on 100 degree days, and I haven't gone to the gym because of it. Any advice on how to get over this fear would be great.

I'm currently a freshman who is commuting and still living with my family. I know that might sound nice, but I absolutely hate it for so many reasons-

-I don't have a car, so I basically have to walk or take the bus everywhere or call for a ride, which is beyond embarrassing.

-My family and I have a horrible relationship, to the point that I plan on cutting them out as soon as I can.

-I can't concentrate on studying when I'm home, so I always have to go/stay on campus to get things done.

-All of my family stress is negatively affecting my happiness and limiting what I can do within my life.

-All of the stress is overwhelming to the point where I'm now on academic probation this semester and will be lucky to not get kicked out of school in a month.

-I'm basically independent anyway because I buy my own food, pay my phone bill and pay any other expenses that come up.

I've considered still living at home, but I know I won't be able to reach my full potential by doing so. But of course it's expensive to move out and my relationships with family members would be about ruined (though I don't know if I would care).

I could try living in an apartment, but I quit working to focus on school so I would need to find a new job, which wouldn't be a huge problem but would still take up time.

I could also live on campus, but I would have to take out loans. I already have a small amount taken out and don't mind taking out more if it will help my education. It seems like a waste of money since I already live so close, but it would be a good step between living at home and on my own, plus my food would be covered.

I guess I don't know what I should do. I've talked to a lot of people about it and still can't decide. I know it's my decision, but maybe someone who is neutral could help me out with this.

I'll appreciate any genuine advice I can get.

I decided to live on campus next semester instead of at home, but now I'm reconsidering. The problem is if I cancel my contract now I would still have to pay $1,250, while if I live on campus it would cost about $4,000. I'm getting about $3,200 back for the semester, so if I live on campus I would use that to pay plus I would still owe about $800 which I could pay off by the end of the semester, plus personal expenses like cleaning and personal necessities, though food would be covered. If I live at home I would owe $1,250 for nothing, but still have some money left. I would rather not waste all that money if I don't have to, because I realize that's A LOT of money to get nothing out of. But does that sound like a better deal than moving on campus or not?

Today I told my mother I'm moving on campus next semester instead of staying at home. We haven't had the greatest relationship in the past to the point where I'm not sure if it can really be fixed. I know I waited until about a week before I'm leaving and I realize that was a bad move, but I've been worried about telling her for months now. I explained to her in a calm manner that I'm moving because she's not being supportive of me and has said some offensive things to me in the past, but she basically denied that it was her fault and started screaming at me about how I'm making a mistake and she said quite a few hurtful things to me. Now she's saying she plans on doing whatever it takes to keep me here and that if I leave it'll cause a huge rift in our relationship, and after our discussion she told me to rethink my decision and get back to her tomorrow. I still don't plan on living at home because mentally I can't take it anymore. I love my mom, but I can't deal with the stress she causes; it's already caused me to barely be able to function and my grades slipped because I had trouble concentrating because I was always worried about my home life. My mom has threatened to kick me out before for no valid reason, and I feel that I need to have somewhere to stay in case it happens. I'm at the point where I really don't want a relationship with her and I don't know if she wants anything to do with me either. But what I'm getting at is that tomorrow I'll need to tell her I'm not staying and I'm scared about her reaction to it. I have no clue what to expect but I know it won't be pleasant. I guess I want to know how to get through it and how to tell her without getting upset, because I can't think clearly at all when she gets to me and I need to be ready for whatever might happen.

All of my grades are final for the semester and while I only failed one class, my GPA is only 1.333 for the semester. I realize that's absolutely pitiful even for it being my first semester. Honestly it will take a ton of work to get that up past a 2.0 and I'm not 100% sure if I have it in me to try again right now, especially since there really isn't much I want to do right now anyway.

Of course my GPA means I'll be on academic probation next semester. I'll also be put on financial aid warning, and if I don't get a 2.0 next semester I'll be dismissed from school and I'll lose my financial aid. I'm majoring in Sociology right now, but I don't know if that's really what I want to study. I like some things about it, but not everything and there isn't much else I'm interested in.

The other big factor for my decision is housing. My family has been causing me a lot of issues lately which has stressed me out a lot to the point where I've had trouble concentrating on school, though that's not the only problem I've had with my grades. So I was planning on moving on campus next semester to help with my grades, so I can get away from the major stressors in my life and have more access to the support I need. But I can't do that if I'm not in classes, and I would also lose my job by taking a semester off because I work on campus.

I'm committed to getting my degree and want to do well. I would even like to go to graduate school in the future if I can. But right now I'm just not sure what the right path in life is for me. I would really appreciate an opinion on this from someone else's perspective, because I realize someone else might see this differently.

My first semester of college is almost ever and I thought I was adjusting just fine, but over the last few weeks I've been having problems. My GPA is only a 2.6 right now, and if I fail my tests and don't do something to improve my grades in the next few weeks there's a chance I could end up on academic probation, which probably won't happen but there's a small chance. I just got a job because I need money, and that's been making me tired even though I'm only working 8 hours a week. I'm having problems with my family that are causing me to move out soon, but I avoid them for most of the day to keep that from not being worse. I'm so tired anymore that I've missed about half of my classes in the last few weeks because I've either overslept or just not felt like going. I'm only doing the minimum amount of classes to be a full-time student and I don't feel like I can do more next semester, but I won't graduate on time if I don't start increasing my class load. Does anyone have any suggestions on how to deal with this? My grades and my sanity depend on my stress being under control.

So I just got out of my relationship because I felt like I was being stalked, or at least something didn't seem quite right about how things were going. But I still care about him and I can tell he still cares about me. When I broke up with him yesterday, he seemed really sad about it, and I kind of felt like I was making a mistake because I'm feeling upset and confused too. This was our first relationship for both of us, or at least he said it was for him. It only lasted 3 weeks, but it didn't feel like it was only that long. I guess I'm just wondering if I made the right decision or not, and how I need to get through this. He doesn't have anyone to help him with this, but I know I have to stay back if I want to keep things at what I made them. I think I still want us to be friends, but is that even a good idea?

I just accidentally broke off the enamel of about half of one of my teeth. I know I should get it fixed, but I don't have the money right now and there's no way I can do it until probably in January. How serious is this issue, and what should I do until I can get this fixed?

I got a student loan from the government to cover what I need for my tuition. However, I now want to live in a dorm. So I would need to borrow more money to do this. Is it possible for me to change the amount I want to borrow on my loan? I have applied for the loan already, but it has not been dispersed yet, at least to my knowledge.

I know it's a student loan you can get from the government. But how much interest is there? When must you start paying it back? And are there any restrictions on it?

What is the difference between a subsidized and unsubsidized loan? If I get a loan, when do I start paying it back? And does the money I get with a loan have to be used for tuition? I have it covered but I still need money for part of a dorm, books, a laptop, and anything else I would need.

I have to get an Echo test done on my heart tomorrow and I was told not drink caffeine the day of the test. I know Gatorade doesn't have caffeine, but would anything else in it mess with the results?

I'm going to college in the fall in the city that I live in now. I live with my mom and she said I can live with her during college. But she really annoys me. She's not horrible, but she overreacts to everything and stresses me out. I want to live in the dorms next year to meet new people, but I still would need about 5 or 6 thousand to pay for it plus books. I just can't decide what to do. Does anyone have any suggestions or thoughts? There could be something I'm not realizing.