Dowhatnow

My landlord and I got into a heated argument (via text, not in person) over the terms of our lease. I have been complaining about birds coming into the apartment for a few months and other pest problems, but I was dealing with it as I understand that the work may take time.

February's rent was going to be late due to my hours being reduced in December. I asked for extra time, hung my head in shame and was given until the end of the month to pay. A few days later, the landlord sent a message over Facebook about being tired of being taken advantage of. I repeated that I was sorry, but that pay was in hand.

He called me a liar and continued ranting, mentioning that he bends over backwards for tenants. I mentioned (I believe fairly) that birds were still inside the apartment every night, my allergies were giving me problems and that I may need to move at the end of lease if conditions don't improve. The bird and pest problem didn't start until a few months after the lease was signed, but it's been almost a year. I notified the landlord months prior, but never got a response on paper.

He told me to "Get the *F* out" after my response. The landlord receives payment via a real estate agency. Upon trying to pay the agent, he said that the landlord does not want to accept payment.

I'm a bit paranoid about this. I'm still within the late payment threshold, let alone the month agreed upon. Is there something I should do aside from noting the date on the money order for payment? Payment is required in money order form. If this is an eviction I honestly would like to be out of the apartment, but is there anything else that I should defend against?

I'm also worried about repairs as my requests for repairs were via email and letter, but he never responded to those requests directly. This is probably a good time as any to push for repairs if I'm staying at all.

I've been working on an issue with (formerly)Wachovia/Wells Fargo on a fraud issue for quite some time. A few months after I started banking with Wachovia, I was called by some company claiming to be part of the bank offering fire insurance.

I'm a renter, and I didn't really need the fire insurance or quite believe that they were with Wachovia, so I declined. After a while, I started receiving mail from these people with agreements for an ongoing policy. Sure enough, I was charged by the following company on my checking account:

"NUF IPP INS"

Look them up, it's a known issue for them to somehow pull funds without permission. How did they get my info so quickly?

I never signed anything with them, so it was strange how they got my info. Wachovia gave me the paperwork to report the fraud, the payment were returned, and it was taken care of. During the paperwork, more charges came through, and they were handled as well.

A few months passed with the issue handled, or so I hoped. Suddenly, I was getting letters from Wells Fargo. I had heard of the bank, but never banked with them because they weren't in my small town. The bill was huge, a few hundred bucks for some kind of overdraft.

I knew this wasn't right, because I had a few thousand dollars in my account. After checking things out, I discovered that there was an overdraft protection account attached to my checking account that I didn't sign up for. Started up fraud report process again and sent my direct deposit elsewhere.

I took extra care to check my balance. Even though I had plenty of money, I didn't want to get caught up in overdraft due to fraud again. Which was near impossible due to even my few bills.

This morning, my Better Business Bureau complaint was closed. Not sure if it was by Wells Fargo or if it was the BBB's limit, but I'm a little frightened here. I have Wells Fargo admitting that fraud happened, but they still want me to pay money on it. The balance is getting up to $5,317.29 now, and this isn't money that I spent. It isn't some overdraft where I spent more than I had, fraud pushed me to that limit.

Where do I go next? I feel like Wells Fargo is ignoring me, and their customer support says that I need to speak to the Executive Office. However, they don't have the Executive Office's number. People are telling me to get an attorney, but I want to know exactly what I'm doing here. Is there anything I need to look into first? It's my inexperience talking here, but attorneys seem expensive to me.

If there's something I can do to shake some reason at Wells Fargo and at least get them to look at the fraud problem, I'd be fine with that. What do I do?

I became a Wachovia customer in 2009, since I didn't have a local bank for easy management and avoiding ATM fees (military, and neither USAA nor Navy Federal banks are in my area). A few months after opening the account, I started getting letters from a fire insurance protection "representing" Wachovia, with calls from the same group.

It was clearly a scam or a useless service to me, so I didn't take part in it. No signatures, no agreements over the phone, no information given over the phone. Somehow, the company still managed to charge my account. I had the fraud handled, then went about my business.

Later, I started getting overdraft notices. It seemed strange, since I had a few thousand (nothing too great, usually under $4000 USD at any given time) sitting in the account at any given time. Still, I was getting overdraft notices. I had no idea what overdraft protection was (I was/still am young and didn't mess with banks much, though I sure do now), so I brought it up with Wachovia.

They told me that Wells Fargo managed the overdraft account, which was confusing to me. I paid off the balance to keep my account covered, but it kept happening. After trying to figure out what was going on, I was told that my Wachovia information had no data on purchases. Put in a fraud report and looked for another bank.

Instead of closing my account myself, Wachovia closed my account reporting fraudulent checks, then became Wells Fargo. I have no idea what to do, and I'm seeing a massive balance (going past $6,000 from a 0 balance) bill on my desk today.

Calling Wells Fargo gets no real answers. I asked for a record of the purchases, but was sent nothing but <X amount> to <Wachovia account> with no details. Some of them are for over $1,000 multiple times, and I haven't made those kinds of purchases. My biggest buy was my Oldsmobile Regency, which was through the completely unrelated Navy Federal bank.

Where do I go? How do I prepare myself if I need to take legal action? I keep hearing about overdraft reordering, but this is outright fraud. How can I call Wells Fargo on this?

My school listed me as out of state erroneously. I'm a South Carolina resident, and I always have been, yet due to some kind of error I was listed as Out of State for a South Carolina school. I can't simply pack up and move to another school due to my location, and the quality of education isn't guaranteed at other nearby schools.

I visit, email and call for the issue, but the person I need to appeal to (Associate Vice President for Student Affairs) is never available. The staff members in residency haven't been able to assist me in the appeals, and it feels like I'm being ignored for a time sensitive appeal.

It's a lot of money, and it made me sick every time I had to shell out for it. The education is okay at my school, but NOT worth paying extra for an error I've been complaining about since day one. Once I get the paperwork ball rolling, what are my next steps? Is there anything I can do to push this before getting legal assistance?

I've contacted state officials, but nothing so far.

Here is some history of the original issue. When Wachovia was still Wachovia in 2009, I opened up a Checking and Savings account. Not long after, I began receiving calls for different offers. Overdraft protection, some strange insurance about fire, theft and other issues.

The overdraft protection was added to my account after quite a few "let me go ahead and add that for you" statements. Despite having a few thousand dollars in my account, money was still hitting this overdraft account managed by Wells Fargo. It was listed as a "line of credit", and I was told that Wells Fargo manages the overdraft protection in this manner.

IN JULY OF 2010 we came to a mutual resolution. Many of the overdraft charges were removed, and I was responsible for paying what I owed for the charges that went to overdraft. Fair enough, I simply transferred my balance from the checking to the overdraft.

I received more calls from aggressive agents trying to open overdraft protection, with no resolution from the new Wells Fargo. I was told again that the issue was taken care of, along with a Fire Insurance policy that was someone attached to my account.

No signatures were ever in this equation. I understand system errors happen, and I'm fully capable of paying what I owe, but out of nowhere I received a collections notice for $4800. In addition to this, sure enough I was being drafted for this "fire insurance" policy.

What are my options here? Whenever I call Wells Fargo, I'm told that they can only 6 months prior. When I contact fraud, I'm told that they can only the overdraft transfers, and it seems that my documentation with Wachovia was "lost".

I have a printout from the original issue due to a bit of foresight (those darn kids not keeping up with their balances, right?), but they're not accepting the information. What are my options here? I'm willing to pay what I owe, but not these charges and fees attached to what I see as fraudulent charges.

I recall a lawsuit about overdraft protection ordering, but that isn't my issue. It looks like someone has been using this line of protection for their own purposes, but I can't make any sure guesses. How can I make this right without paying these nonsense additions?

Yahoo email is blocking emails in regards to "occupywallstreet(dot)org". Why I could understand if this was a targeted censorship block that actually catches attempts, it seems that their censorship policy is handing out bans in an overly sensitive and not at all productive manner.

Is this poor business practice? Poor ethics? How does this affect Yahoo Plus members?

Here is the product: http://www.bose.com/controller?url=/shop_online/he...

The left earpiece seems to have a loose wire, with the offending area being on the outside of the headphones. I'm looking for some instructions or some diagrams of how the shell of the earpieces are put together, so that I may take them off in a controlled fashion.

As far as warranties go, these are actually the second pair. My warranty was turned down at Best Buy, and I was told to pay for an upgrade by Bose support. Right now I'm looking for a way to get inside these headphones without tearing up TOO much in the way of sound production.

The inner ear area is easier to get to; two screws are inside the earpieces, which allow the speakers to be pulled out gently. I'm looking for some kind of entry point around the logo or the seams of the earpieces, but I figure I'd poke Yahoo Answers for any skilled techs, hobbyists or passersby who may have the info. It's an experiment in proficiency!

Not looking for suggestions on other headphones, by the way. Just any easy entry tips, as I'd like to free myself of Bose support.

I quit a job due to schedule and pay conflicts that went unresolved. Now I'm receiving a few harassing emails from the employer, asking me to return the items or face a warrant being filed against me.

As I already turned in the equipment, is there anything I need to do with this situation facing me? Is there even a situation? I have a photo of my items left in order, but I don't have any checkout information that I've seen in previous contracts.

Just the same, I never signed any equipment checkout information, since I never felt comfortable leaving with the items. Is there anything I need to do while this issue is still fresh to protect myself, short of consulting a lawyer? I don't mind consulting a lawyer, but I don't feel the need to waste anyone's time if it isn't needed in person.

I am a South Carolina resident. I have always been, and after entering the military I have never changed my residence to any other state. For some reason, my new school within South Carolina is considering me as out of state and charging me as such.

Is there any way to prove that I am a resident of my state? Their residency review is asking for proof of permanent domicile. I live on my own in an apartment now (still within South Carolina), but the school requires 12 months. Would I be able to bring the lease from my parents to show that I was a resident there as well?

My main concern is that this has seemed to devour my FAFSA. The GI Bill and estimated FAFSA are showing up on my payments, leaving me owing the school $50 after paying them my FAFSA. It seems fairly odd to me, and I want to check other resources before shouting foul play. The school has not responded to me on the issue for about 3 weeks.

Here is a screenshot of my main payment screen.

http://fuzzrug.com/uploaded/tardery/balancethingit...

Also, what was his famous quote during the crossing?

I am helping a friend that has been hounding the previous school for quite a bit about a transcript. Time went on with no action, and now the beginning of the new semester has come. The old school failed to send a transcript, and now the admission period is over.

Is there anything that can be done? I can see that there could be an appeal process with the new school, but can the prior school get away with this kind of neglect? What can be done to hold them responsible?

Last year, during a time when I was unemployed, I was given a demand to repay an overpayment($3000+) from the South Carolina Employment Security Insurance Commission. In short, the unemployment office. The issue was that I was "unavailable for work" because of school, with the Unemployment office saying it "might" be because I can't be fully available for work while in school.

My argument is that these were online classes. Also, in my statement it clearly says that I am willing to modify my hours. Their rebuttal is that I can't do this because of a statement on my school's website, to which I responded that I can drop a class. Pass or fail, it can be done and that I made the statement before this issue.

This began in October of 2009. On the 20th of July I received a letter stating that I have an appeal NOT for overpayment, but "an evidentiary hearing regarding the timeliness of your appeal." I started complaining about the issue the day of my letter, and I wasn't given any information on how to appeal until after being put through a game of phone tag for weeks.

Even when physically visiting my local office, I was repeatedly told to contact the overpayment department and shrugged off. When contacting the overpayment office, I was told that the only reason I would talk to them is to make a repayment plan. It wasn't until doing my own research on the SC Employment website-which is riddled with broken links and often unreachable-did I find appeals information.

What can I do to protect myself in this Timeliness Appeal?

After a call to check the status of my GI Bill, I was amazed to find out that the approximate wait time was extended to 12 weeks. I've been calling since July, the earliest that I could apply for the Post 9/11 program(or so I was told by Veteran's Affairs representatives when trying to apply early) and the usual wait time given was 6 weeks.

Right now I'm watching my paycheck sink into tuition. As a Computer Engineering student in my third year, this obviously isn't cheap. I have backup plans and a steady salary that I've earned, but that's not the issue. Are there any other programs aside from tuition assistance/loans to assist veterans afflicted by the Post-Service Hurry Up and Wait syndrome?

I realize that there are many servicemember applying for the benefits, but this question is about alternatives to go along with our earned, obligated and contract-bound benefits. If anyone has advice on speeding up this process, I'm welcome to that as well.

I was visiting the website after another fun round of battling the answering system, and I noticed a climbing number of payouts listed for the 7th of October. Has anyone received their payments, and if so, how long ago did you apply?

This isn't really a question of why the timing is the way it is, but I'd like to know what to expect when it eventually happens.

I want to mail watermelon seeds to a friend in Australia. They are a specific hybrid, and I want to know what steps I need to go through to avoid a returned package. Where can I get customs information for this type of shipment.

It's a small shipment, personal, as the person that I am shipping to is tired of "this flavorless seedless crap".

Willing to share seeds if desired. :D

I had a tap of my glass against one of my front teeth today. Just hard enough to break a small piece off. Is an enamel chip like this something that can dull and slowly rebuild, or will I HAVE to get something done?

I'm fairly sure our ancestors dealt with it, but I want to know if this could be the beginning of something major.

My teeth are healthy, and I make regular appointments. The only reason I ask is so I won't hand over extra dough for something that can take care of itself over time. Thanks in advance.

Over the holidays, my family has picked up a high def television. While trying to connect a few peripherals and try out new services, we're thinking on about upgrading to Direct TV HD. We're already considered other services, and due to circumstances Direct TV is the -only- choice we can deal with. Onto the questions.

1) Is it possible to simply buy only the Direct TV HD receiver?

We want to use it for a while, to try it out on local channels and test the quality of the box before committing to a contract.

I've already had a few horror stories from Dish/Direct TV customers, but I think it may be more of an operator error kind of deal. Is the NEW dish delivered with the standard receiver required?

2) Are there any deal or tricks to take advantage of? If none of the above is possible and we have to shell out for a package, what should we do first?

I'm afraid of grabbing onto the "deals" offered by the website, only to suffer through service issues throughout the entire ordeal. Does anyone know of a few (near)free alternatives to my problem?

Any help is greatly appreciated.