Natasha

Hi.

i recently passed my test in october and in the next year or so i am looking at buying a box.

ideally a 3.5 T.

i just wondered if i can drive this with a standard licence, or if you have any recommendation's.

the box must carry 2 adults, possibly 2 pony's, but mainly it will be my own 14.2 dales x cob.

help?

i have just recently taken out a horse on loan, and i only have riders insurance. i have been advised to make sure i am covered for any third party damage. i have had an insurance quote for the following: 401.09 for a year which covers me for the following:

10,000 personal accident

5,000 vets fee's with 135 excess

up to 1 million third party liability with 100 excess.

however i am aware i can get the junior gold membership with the BHS for 46 for the year which gives me public liability insurance, is i was to take this out is it an adequate insurance policy and will me and my horse be covered?

HELP PLEASE?

any suggestions welcome.

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-enviromental affects

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is this love ?

what should we/i/him do ?

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