What’s to keep an employer from dumping their insurance plan once we have Government Health Care?

Question

Ok I’ve been told over and over again that if I like my health care plan I can keep it, but my heath care plan is paid for by my employer, (it’s one of the reason I work for them), but if it’s going to be cheaper to force the employees onto the government heath care plan, why wouldn’t they just drop their current plan?

So far nothing I’ve read in the bills or heard have said that they can’t do just that. In fact it may be cheaper to “pay” the government then to worry about penalties if their current plan doesn’t make the grade.

So tell me what is preventing and employer from dropping their plan in favor of the government’s plan?

John de Witt · Accepted Answer

That is exactly the point. The idea is that it will force insurers to lower costs to employer groups in order to compete, and that will (in theory) make the company more competitive in the global market, where they're up against foreign corporations in countries where health insurance isn't part of their bottom line. Neither the Democrats nor the Republicans are talking about the real implications of how this bill will impact the insurance industry or business in general.

☼Solar☼ · Answer

What's going to prevent our Insurance Companies from dumbing us; lower the Life Time Spending CAPS; or even worst continue with tactics of not insuring individuals who are diabetic, have high blood pressure or simply pregnant. Most bankruptcies (60-70%) in America stem from those related to medical; and not due to lack of responsibility in financial handling. Already Insurance companies across the country are raising the amount of where now they are asking for $0.35 cent out of every dollar collected; and the level of service is declining.

Anonymous · Answer

in case you suspect in loose industry fundamentalism, no private coverage ought to worry public coverage in honest and loose opposition. If government delivers a extra effective product at a low priced, of direction companies might fail. in case you're grounded in actuality, as quickly as known wellbeing care comes into effect the non-public sector isn't waiting to compete from the known public sector via character of the wellbeing care. it incredibly is the reason the massive Pharma and massive coverage are scuffling with the known public decision interior the wellbeing care reform. the government will write the guidelines yet rules to be written might stable regulations on the e book: no exclusions of preexisting situations.

Anonymous · Answer

Nothing really....You are making a VERY valid point.

Places like walmart already tell its lower employees to apply for state aid rather than letting them get insurance from them...what would stop other employers from doing the same crap?

Matt · Answer

That's the whole reason we hate Obama Care.  Because even though obama promises that this is not a government take-over, it will eventually lead to it becasue the govt. plan will always be cheaper.  But Obama doesn't like it when people think, he likes toting his plan to the dumb sheep that voted for him who are impressed with his beautiful words.  when one starts thinking, he becomes conservative.

What’s to keep an employer from dumping their insurance plan once we have Government Health Care?

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