Have you had the Parent Plus Sucker-Punch?
So they got me twice.
It was just before final exams and they told my daughter she had to pay them 5k more to take the exams.
She told them that her parents were at their debt limit. They said, just have them fill out the forms, if they are turned down we have other funds from our contributors that will cover it.
So, since we had a good credit rating because we did not take out loans we could not pay back they approved the loan.
The next semester she needed 2 k more, but to get it I had to sign a MPN to "stream line the process". What that meant was that even though I only asked for 2 k they upped it to 10k and gave a 3k kickback to my child, even though I checked the box that excess funds were to be sent to me.
If this has not happened to you, watch out.
parent plus is for college