Divorce and credit card debt?

They sure will. You have to get your name off those accounts. No contract will release you from responsibility.

I'm afraid you are on the hook.

Regardless of who takes responsibility for the debt, the credit card company still considers both of you as legally responsible. Normally, if you had a court order that states the hubby is responsible, you could sue him for the debt. But once he files for bankruptcy you lose that option.

someplace, there is an application along with his signature on it, asserting *he* needed a credit card in his call. From the lender's viewpoint, he authorized your use of the cardboard up till the date of divorce and he maintains to be in charge for the debt. as a results of fact the husband, he had a accountability to help his family members. for sure, as long as a results of fact the cardboard assertion have been given paid, the lender wasn't going to care who wrote the verify. After the divorce, who has or hasn't been paying the bill? on an identical time because it would not have a lot tension of regulation, grew to become into the steadiness on the cardboard addressed interior the divorce decree? If he's merely stopped paying on it, the lender is going to deliver him to collections. If he's now claiming fraud, he's have been given to coach that he did no longer word for the cardboard, did no longer sign the appliance, did no longer see the fees and on no account benefited from the fees. He can record the police cost if he needs to, yet his failure to accomplish that on the earliest probability will additionally be held against him. If he called the credit card employer in June of 2008, he might have cancelled the cardboard THEN. He might have filed the fraud quotes THEN. He chosen to no longer. by ability of failing to act, he in actuality affirmed the debt. regrettably, if he records the police quotes, he will drag you throughout the time of the airborne dirt and dust till each physique makes a decision he would not have a case.

They absolutely will and report the bad credit to your file. I urge you if you have not finalized your divorce to ask the atty to force and show proof to the court that he has closed the accounts and or transferred each account to his name only. Else you will pay!

Probably. You need to get your own credit card in your own name. If you keep accounts in joint names you are just as liable as the other person whether you are legally tied to them or not.

That would be a question best answered by the contract you initially agreed to.