my bf's in a tight spot: mom ruining his credit and ss, but if he reports her; he gets left with 5 siblings...

This one hits home! My mother did the same to me. Not only did she run up bills on my credit report but she also had this personality that she could cry "on the spot". She would say how sorry she was and then ask for money to help with bills. She did this to the entire family including her own parents her entire life and one thing you'll want to know.....if he doesn't file a police report then she knows she can get away with it and believe me, it will continue! If he doesn't want to report her then he needs to sit down with her and advise her that if she does this one more time then she will be reported, that way if she does it again then she has no one to blame but herself! Her type of behavior should be dealt with swiftly before things get any more out of control and he should also demand that she pay him back even if it's a monthly payment. The sad thing is, if he doesn't step up to the plate then she will continue to run all over him. Just because she raised him doesn't mean she has the right to ruin his credit! Hope this helps!

I had my identity stolen 2 times in past 15 yrs,a niece (got a brand new truck,stole my SS#) & by a stranger that randomly put in #'s until someone's was legit...they got mine.

Have him report it to the Social Security Office in his county.

To keep my credit clean I had to report it to my local police & sheriff's office & they did the rest. To get it resolved I had to agree they could arrest them & they do this by waiting until the THIEF buy's something and they trace the transaction to a residence, address, whatever.

Your BF doesn't have to report his mom's name, these agencies do the work and also do the arresting.

He doesn't have anything to lose but his own identity, and a mother that loves her children also watches after their welfare, he won't be able to get a $25 water utility in his name at this rate,they go by a good credit rating-I work in financing.

A thief is a thief, their other titles and names falls under this catagory

I don't think they would throw her in jail... she will probably just get fined. If they did decide to take the children away they might send them to other family members since he is only 21 and can't afford to take care of the other children and himself.

He needs to do something about his mother though. If she keeps it up she will ruin his credit for years - he will have plenty problems buying a car, house - whatever in the future.

First off what he needs to do is call the companies and report the identity theft.

I am sure there are other relatives that could help with the kids as well. Plus if this is his Mom's first offense she might not go to jail to begin with.

How old is he? If he is underage then he can get it cleared up. I would bite the bullet and report her. She will not automatically be put in jail. They will first offer her a chance to pay it off. think of it this way at least he will save the other kids from being victimized.

Well, the teens will be out of the house soon enough any way.

I'd have her sorry @ss thrown in jail w/no regrets.

i would look into things a lil deeper and maybe with some kind of help he can go to court and hope that she will say she will work and pay off the debt she made and they can still have their mother this is a very hard decision but she has stolen his identity and he must do something about it. otherwize this is going to be something that follows him for years