My truck was totaled, how can I be sure to get the most value for it from the insurance company?

Total loss is settled on actual cash value (ACV) of the vehicle prior to the loss. Usually NADA value guide is used adding or subtracting for mileage, options and condition. Honestly, you will probably get more than what you could have ever sold it for.

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RE:

My truck was totaled, how can I be sure to get the most value for it from the insurance company?

It was hit by someone who had insurance with State Farm. There was a witness that said we had the green light when it happened.

If the truck was financed, good luck getting what you owe for it, unless you involve your insurance company and the bank where it's financed. Otherwise, if it's an older truck, the most you will get is blue book value. Hope that's a good thing!

If I remember correctly, you will get a check equal to the high blue book value of your truck. Go to www.kbb.com and look up your truck's sale (not purchase) value. Input the number of miles you have driven the car, and that will give you some idea of the maximum amount of money you can expect. If your truck is more than 4 years old, you get less than half of what you paid for it when you purchased it new. (Because of depreciation.)

Go to three used car lots and find a truck at each on just like the one that was totaled and get a written sale price on each one. Average them out and if the insurance company is not offering you close to the average price show them the sales slips and stand your ground. they should pay you the cost to replace the truck, Right?

its up to them how much $ you get.. they have books that tell them what its worth.