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The First National Merchant Credit Card, scam or not?

My boyfriend and I have both gotten credit cards in the mail from "The First National Merchant Credit Card Advantage." Is this company a scam or is it legit? Do they always randomly send credit cards to people?

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  • Anonymous
    1 decade ago
    Favorite Answer

    To me this sound like a scam. Read this websites listed below.

    It makes you think your doing business with First National or First Merchants bank both banks have no connection with them at all.

    This place should be closed down.

  • 1 decade ago

    In general the major credit card companies will not, and are not permitted to send unsolicited cards. Also if the card is not a Visa, MasterCard, Discover, AmEx, or one of the other major names, it is like the other person mentioned, just a single merchant account.

  • Anonymous
    1 decade ago

    yes if they are trying to entice you to use there money and charge you and arm and leg.there should never be ant type of fees,there are too many competitors out there now for you to pay.you must have a good credit score so apply at your local bank.if you have bad credit then it is probably shady

  • 1 decade ago

    It is a card used only to purchase their items, like Finger hut, don't get it, it's not worth it..and you still need to be approved for purchases anyway..I get em all the time, and I never used em.

    Good luck.

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  • 1 decade ago

    Dont even know if this company exists!!

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