If you had 650,000 Pounds in cash, where would you invest it for best return, other than property?

If it is a windfall you can be a bit more agressive with a portion of it.

I would put 30% in mutual funds leaning to a mix of small cap, international and large caps.

I would put 30% into venture capital where you could participate in the benefits of investing in startup businesses.

And I would put 20% of it into a Forex hedge strategy generating about 10% per month.

And then I would give 20% to a meaningful charity that will touch the lives of others. This would generate sufficient karma so that your other investments are certain to prosper. And so would your heart!

Then just travel and enjoy life.

First thing to do is to invest in your own financial/ investment education, you seem to be lacking a bit at this stage.

What any good education will tell you, is that first you need a plan. Then you execute the plan. Then you adjust, and then continue executing.

If you don't have a plan/goal, how will you know when you get there? Draw up a goal for yourself - how much monthly income do you want, by when? If it is GBP5 000 a year, you can probably put it in the first savings account you come across, and you'll be ok.

But if you want GBP65 000 per year, with full guarantee, you will need to sharpen your pencil a little bit.

Further, you need an investment/financial education to at least understand which of the advisors you are talking to are talking sense.

As my father-in-law says: "when a man with money meets a man with experience, the man with the experience gets the money, and the man with the money gets experience...

Honestly, ... try this.

Visit swisscash.net

I am an investor with them and have a US$50K portfolio there. I'm getting paid every month on time as promised and guaranteed. The average returns are 20% per MONTH!

You can recover your initial investment amount within 8 months and then it's profits on the run from there.

Read the details...it's easy to understand.

It's not an MLM...nothing to 'market'. You can just be an investor and reap ur returns which are guaranteed as stipulated.

You can visit my financial site provided by them at www.swisscash.net/sgamk1632202

There are alot of negative blogs and people tagging it as a scam.

I know what has happened. There were reports that SC investors scammed others...but I wonder why the corrected newspaper reports are not being circulated. It was never a SC involvement but some clowns scamming others by encouraging them to invest with some Swiss Union Bank. Anyway, hell with others. SO far there has been no complaint from a single SC investor that he/she did not get paid as guaranteed.

By the way, I am in touch with some senior consultants of Swisscash and I must say, they are serious dynamic professionals and I'm confident they will be profitable for at least the next few years.

I started with $1K initially and then after my confidence with them, I have now increased to $50,000.

Start small...and especially if u don't need the monthly returns over the short term, ..just keep re-investing.. The returns are amazing and guaranteed by them.

Best regards...Kaz

Quick and handsome investments? "There ain't no such thing". Life is not so easy.

First pay off any mortgage, and then put £30,000 in a bank deposite.

Of the rest, put 1/2 into bonds and the rest in an index tracking fund.

Use the income to go places, find yourself a kind and beautiful girl friend and give her a nice time. Give a little to charity every month.You only live once and you are only young a short time.

Spend and do everything you've ever wanted to do if you already have property that bring income. Once you've had enough open a business that you really enjoy and you can keep doing till you retire. Most people work for money so set up something you enjoy doing.

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I would second my name sake. See two or three IFA's. Average commission on an investment that size would be between £18,000 and £30,000. With hourly rates at c.£200-250 for advice I would also go for a fee rather than commission deal.

No such thing as quick and handsome returns...unless you are in the drug trade or something illegal. Investment in stocks is OK but it's just a form of gambling on whether it would go up or down.

You can join my company, but I don't know you from Adam. So basically you are on your own...if you use your brain I believe you could be your own best counsel.

Split it into three parts, put 200,000 into GNE global natural energy, that has nothing globaly but owns a group of petrol stations and is 3 times undervalued. DAG digital animations group This company is into mobile telephone advertising and other very promising mobile contracts and should return 100% in a year. the last 200,000 should be put into a long term savings account.

Give some to your kids in a trust to avoid getting hit by massive IHT bills. If you have £1million of cash/property and died today.. your estate would owe the Revenue around £280,000. Consider setting up a discretionary trust to look after you kids.. so tax man doesnt get as much of your hard-earned cash.