Please Help!!?

Only your credit and debt matter in this case. Poker or no poker will neither hurt nor improve your chance of getting a mortgage.

Used to work for a leading high street bank, so I hope this helps.

The bank MAY query the poker transactions, but what they are primaraly concerned with is that you have a regular income coming in, and all direct debits/standing orders go out without issue. If you go overdrawn it has to be within pre-determined levels.

If you rely on poker for your income, then there would be a problem. Similarly, if you have missed a payment for something (household bill, insurance, previous loan payment etc) there would also be a problem. They can then use the poker as an excuse that you are a liability.

The advice given to open a seperate account, simply for your poker is very wise. Treat your main salary account carefully, and move a set amount each month to your 'poker' account for fun. If you spend your monthly allowance, take it on the chin, and wait til next month. If you make a profit one month, you are free to do what you like with the winnings.

Good luck with the house buying.

As long as you have a good job and good credit then it should not be an issue at all. But if you are a professional poker player (you play poker as your job) then it could be an issue because listing professional gambler as your profession is not the most stable place to be. I have a house note to pay as well, and i have poker transactions myself in the past and it didn't affect my loan at all.

as long as you are not in any unauthorised debt with them it shouldnt matter, you can have 300 porn movies on your statement aslong as you not overdrawn and have regular salary etc (maybe if u worried though knock the poker on the head for a few years so u can get clean statements and all the money you are saving from the poker put it by for a deposit when the next perfect place comes up, good luck

This shouldn't be a problem. There is no real reason that they'd care at all, they know that millions of people play. It wouldn't affect a mortgage.

The only party that would care is your bank that is processing these transactions. They could be in violation of the UIGEA. However, if they haven't axed them yet, then you have nothing to worry about.

As long as you are not considered a bad risk then this will not affect your credit rating. Had you been in the Red constantly with big gambling debt highlighted then it may play a part , but Bankers are not really interested in where you get your money or what you spend it on , providing it keeps going in.....

It depends on how much you have gambled. If you gambled a lot of your money, yes, it will affect it. If you bet something like $10 a month, it really won't affect the outcome at all since $10/month is really good, but $150 is overboard.

No it shouldnt do as long as your balance is healthy. I reguarly play poker and bingo on line and have just brought a house and they never questioned it.

thy will be more interested in your credit rating and regular income

however, can i suggest a seperte accoung t for p[laying poker so you never use what you have actually earned as a wage. you only use what you have previously won.

No..what you spend your money on is your business.

If the balance is healthy you should be OK.