ANSWERS QUICKLY!!!! What should I do?

IT'S A SCAM!! QUICK! Go to bank and make them aware that check is going to come back fraudulent!! I promise you! 1st of all ANY TIME a company/person asks you to send them $ it's a scam! Wheter it's sent back to b4 or after you collect the $. I JUST saw on Oprah this EXACT SCAM! The lady got the $60,000 it cleared and she spent it and now owes the bank plus interest until it's all is paid off. More importantly she has kids and The bank has to option to take out leans on houses, cars, etc.. It was a piece from 20/20's investigation.(also on Oprah that day) It cleared because it takes the bank 5 to10 business days to reach and get verified by the banks main office. To verify what I am telling you go to Oprah.com and search for recent show entitled "scams"and view. Or try to find on 20/20's site. I am unsure of their site address. Try the main network site it's channel2. PLEASE do not spend ANY of the $ it could cost you so much more! Please check out what I am telling you! Good luck and be smart!!!

Please please please please do NOT spend that money you deposited. I work at a bank- and this is most definetely a scam- i've seen it happen to numerous people! They will send you the 'check' and have you deposit it, only then will they know you took the bait. The check WILL NOT CLEAR- how much time did you give it? I almost guarantee that check will come back. Also, there will more then likely be a 'fee' to gather the remainder of your 'prize'. The fee will be taken, you will get a 'prize check', and hey, what do you know, that will not clear either! And if they are asking you to deposit the check and send them the cash- you are most likely supporting terrorists and scam artists around the world, who will take the money, and your check will bounce, leaving you liable for it. Just remember, you don't get something for nothing, and when it's too good to be true...well, I don't think I need to finish that sentence.

Send the letter to the Atty. General in your state. He builds cases on fraudulent lotteries and such that affect the residents of the state. It's a scam!

The check would be debited from your bank account and you would lose the money. Wait awhile until the check is processed by the originator's bank. Then you'll get a letter from your bank stating that (a) the original bank does not exist; (b) the bank is no longer in service; (c) insufficient funds.

You are in a world of trouble.

Do not spend the money! The cheque is counterfeit. Even though it appears to have "cleared" you'll find out within the next few days, possibly sooner, that the cheque is bogus and the bank wants their money back.

Phone the bank and talk to the manager. Inform them of your suspicions and ask them how to proceed. Remember that it's you they'll go after since you deposited the check. Bogus or not, if you take the money, you're culpable.

Do not under any circumstances return the processed check. If you do, you'll be handing the scam artists your banking information.

The fraudsters are using legitimate business names to gain "buy-in" from unsuspecting victims.

How do you know the check cleared? The fact is you DON'T! What you DO know is that the funds are available for spending. This is two different things from the check being "available" and "clearing."

Instead, contact your bank and ask them to verify that the check actually cleared. Tell them your story - bankers such as myself are trained to pay attention to scams going around.

In the RARE event they tell you the check has cleared, ask them to document it in writing - so if you send the money - the bank is on the hook and not you.

However, I would say there is a 99.9% chance this is a scam. What company sends you a check and asks for it back? That doesn't make any sense.

i recieved a letter in the mail, saying that ive won 75,000, along with a cashiers check of 2,850 it also has a name in which who to contact name stella bowen she wanted me to deposit the check and wait until cash was avilable to me, then call her back. it sounds kinda fishy. what do you think i should do?

It's a scam. If you cash the check and send them the money, your bank will hold you responsible for it. The check is forged.

You can see from above someone else has had this happen also

Do NOT withdraw any of that money out. Close the account immediately! Do not accept any of the proceeds from that deposited check. You need to inform the bank of what has happened and go to the authorities.

uhmm...i think national clearing house is for real but that does sound FAKE, why would you send them the money, cuz i would be scared i wouldnt get it back..id just stick with the money from the check that cleared, or try to find a 1800 number for them, not the one that would have come on the check or anything look it up online

It can take up to 2 weeks to clear--it is a scam--saw it on dateline and even Judge Judy.

The money will be there then it will bounce and you will have to pay the bank back. I think we have all gotten this letter in the mail.

The check is fake.

It's a fraud.

You will "cash" the 2850 and send them what they want ($2850)with a valid check, they are hoping you send before it clears.

Rip it up, silly, don't fall for it like so many others have. I see this everyday pretty much.

-Adam P.

http://www.desertorchidlending.com/