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Does consolidating student loans impact your FICO score?
I've got 10 different student loans so my FICO score reflects 10 different installment loans. Would consolidating them into one loan do anything to the FICO score or would it just be a wash since the total amount of debt wouldn't change.
My downside is that if I consolidate It will take longer to pay off the loans than if I just leave them alone.... I'm wondering how much my FICO score is being hurt by them. Its currently 762.
2 Answers
- Anonymous1 decade agoFavorite Answer
It should improve you FICO score. You have a pretty good score already though.