Do I have to pay the annual fee of a credit card that is not active?

yes indeed

once you were approved and the card sent...your first statement will have your annual fee on it

not activating a card doesn't prevent/stop the annual fee that you agreed to pay (when you applied)

...

You usually have to pay an annual fee to credit card companies as a service charge. Credit cards companies are basically charging you for using their credit card trough the annual fee. If you think about it, no annual fee credit cards are basically free credit cards. Credit car companies<!--charge an annual fee in order to make up for savings on other fees. For example, some card companies offer low interest rates, but charge a higher annual fee. The savings you can get on cards with lower interest rates can be void when you figure the annual fee into the equation.

http://bestcreditcards.freehostia.com/

Many people are now looking for these low annual fee credit cards because they are starting to catch on. You have to compare a variety of no annual fee credit cards, if you want to find a good deal-->You can find a card that will cost the least amount if you compare several different cards. This is because some credit card companies may waive the annual fee for a certain amount of time or raise interest rates to make up for the loss of the annual fee.

get a card without an annual fee. i in no way understood why human beings needed the playing cards with annual prices at the same time as ones are in basic terms as strong and characteristic no prices available. your procuring the privilege for them to make money off you. haha

YES -- that ws part of the agreement by receiving the line of credit and the card... If it is on the bill pay it... Be prepared to pay a fee when you cancel the card...

They went through the expense of processing your application, reviewing your credit and sending you a card.

Even if you are not using the card, the creditor has a reserve of money committed to lending you if you need it. You have received a service.

Besides, it's a contract. You agreed to pay it.

Activation is merely a security feature in order to use the card. If you were granted the card, the account is "open."

cancel the card in 30 days and you can call them and tell them you don't want the card.