Do you think a husband and wife should both have a debit card for the families checking account?

i agree.. money is and should be mutual. But i also think anything more than trivial as far as expenses go.. should be decided apon by both of the people in the relationship. One person should not go out spending significant sums while there are outstanding bills to pay. Nor should the common money be spent fueling only one of the spouses entertainment or leasure activities.

money is a stupid thing to fight over.. it should be shared and used responsibly for the benefit of the relationship. If you or he likes to spend money on themselves.. then an equal amount for fun money should be split between the two.. money each can spend any way they want.. But this should never result in debts not being paid.. and it should never just generate more debt.

so ya.. you should have equal access.. but.. your not going out blowing money that should be spent on bills are you? or racking up more debt? .. or spending more money on yourself than he does on himself?

you guys should be equal partners.. but .. you should both be looking out for the familys financial situation too.. and thinking of the future.

good luck.

Woah you got a bigger problem than just a debit card my dear. This man is locking you down and you do not even realize it . You are at home with the kids and your name is not on the accounts and he has the only card. IF you want money he will go get it. And suppose he says no? You can't do a thing. and what do you think he wil say when you want something he doesn't or if he decides you don't deserve it because you did not meet his standards for you to get the thing you want.

Do ya see where I'm going here? Do ya smell tht rat yet? Girl WAKE UP. get your head out of the clouds and find out about your finances. Then you need to try to find some way to make you some money on the side because this way your are headed right down the road to wifey/mommy/slave and you wil be trapped, if you are not already. Learn what goes on and get involved or you are gonna look around and the cage door is gonna be closed and locked.

You should both have a card in case something happens and he's not around to get the money out of an ATM.....I hate to say this, but he could be trying to use this as a way to have some level of control over you...but I can't say for sure because I don't know the full situation.

I dont have a debit card to our joint account because I am terrible at writing things down. So, I have a seperate checking account that spending money is put in. I have a debit card for that account. I am happy with this because he is in charge with paying the bills every month so he knows exactly how much money we have.

Both should have a debit card. It's way too controlling for him to always have to get the cash for you. If he is going to insist, then you need you own checking account so you can access cash when you need it. I wonder if he has other controlling behaviors like that? How would he feel if you were the only one in the marriage to have the one debit card and he had to come to you for cash each time?

Yes I believe both should have access to the joinnt checking account. What are you to do if something happens you need $ and he isn't home. I'm home with the kids so I that wouldn't fly with me. If your name is on the account you can go to the bank and get your own card.

Me and my hubby both have a debit card for the family checking account. But we also have our own separate accounts for running money and "play" money. If you are a responsible spender, I see no reason for you not to have access to your family account.

To me i think diff account will be better no account access to each another. learn from my lesson my wife had the card and she had taken all the $ in it.When some things happen or quarrel. Be safe or be sorry ( The real life is cruel)

If it's a joint account then it would seem to me that you should be able to go to the bank and get your own debit card regardless of what hubby says . . . you're definitely entitled to it!

Maybe yeah...

The thing is you need your own acct. Having two people using cards on an acct can be messy, confusing. It makes keeping a balance difficult.

But you should have access to it for emergencies, and just incase stuff. Maybe just having checks?