What should I do?

Take this for what it's worth, but I don't think another loan is going to be the solution. You know yourself best, but at least be aware that in general when people do "debt consolidation" type borrowing like what you're considering, they very often end up with all the original debt *plus* the new debt. That's because the new loan eases the pain temporarily and gives you a false sense of security--when what you really need is a hard look at your income and spending. Your mileage may vary.

Put yourself on a detailed written budget.

Every single dollar needs to be allocated on paper before you collect the paycheck.

That way, you won't be tempted to overspend.

Nobody gets a dime until the esseitnals are paid:

Food, shelter, clothing, transportation, utilites.

And by "essentials", I mean beans & rice or ramen noodles.

Not steak & lobster, and a baloney sandwich is a luxury.

Trust me, you can cut your food budget down to $11/week, if you REALLY want to get serious on paying down these cards.

Then squeeze out as much cash as you can, until you get $1000 cash saved. That's your emergency fund, to be used instead of credit cards.

And another thing, sell the car.

You might be stuck with what you have. Your credit score, debt and income level may not qualify for anything better.