If I go on unemployment, does my company pay health insurance?

Chances are, you won't even get the premium notice for COBRA for 30 days after your last day. The employer has 30 days to notify the insurance company of your lay-off, then the COBRA Administrator has 14 days to get the notice to you. Once you receive it you will have 60 days to decide if you want it. So if something happens in that 30 days that you are uninsured, you will be able to get that covered by COBRA. If nothing happens, decline COBRA.

Your company will not continue your insurance. It will last through the end of the month in which you left the company (ex: if you left on Jun 10th - you'd be covered through Jun 30). By law, they have to offer COBRA to you, but will have to pay the full cost of the insurance (the employer will no longer contribute towards the premium). However, if you only need insurance for a month, you may want to consider buying a temporary/short term policy (try www.ehealthinsurance.com or assurant). There you can purchase a policy for coverage, and since there is a limit on the length of coverage and benefits offered, the cost is often cheaper than paying COBRA. However, if you have any special needs or ongoing conditions, you will probably want to choose COBRA until you can be added to your spouse's plan as individual plans will exlude pre-existing conditions. Good luck!

Your company is not required to pay your health insurance beyond the severance agreement (typically the last day of the last month when you actually worked). You can elect to pay for COBRA until your husband's insurance kicks in. If you cannot afford COBRA, you could try to apply for Medicaid in your state. You might also want to look into buying a short-term policy that only covers catastrophic illness, so if you had to be hospitalized in between coverage you wouldn't be out of pocket more than the deductible.

Your company does NOT pay for your health insurance - OR your unemployment checks.

You can talk to a local agent, about getting some kind of temporary medical policy, or you can do Cobra.

The good news first: as long as your break in coverage is not longer than 63 days, you will not be subject to any pre-existing clauses. And, since you have 60 days to elect Cobra coverage, you have a little bit of wiggle room. I know it's not the best advice, but if you have to seek medical care in the time between your coverage ending and your husband's beginning, you will have the time to weigh the benefits: is it less expensive for you to pay the claim, or less expensive for you to pay the one month of Cobra? Just be aware that, while your medical claims can be pended until they receive your cobra election, your prescription coverage will more than likely be terminated as of your last day of coverage.

Depending on your plan, your coverage may end the last day of the month in which you were no longer eligible, or it may end the day you are no longer eligible. The administrators for the health plan have a maximum time limit of 44 days from date of termination (that's 30 days for your employer to notify them, and 14 days for them) to send out your cobra packet). If your employer has already notified the administrator of your termination, say June 2, and your coverage continues until June 30, then the administrator will probably wait until July 1 to send your packet.

Good luck!

No, they do not. And the state pays unemployment, not the employer directly. You may be able to continue it through COBRA but you have to pay the full premium. Contact the employer's H.R. function.

it depends on the company you work for but most non union jobs will not pay for any insurance while you are laid off you need to check with the comnpanys hr person to be sure. additionally you might be eligible for state medical assistance for that month

Nope.......your on your own..........cobra......expensive but it will work.........just pay it........