Only got car registration ..no title?

It is different in the different (USA) states. Your title may be mailed to you as soon as your states MVD issues it or it may be kept until the loan on it is satisfied. It would help if we knew in which state you reside

Dealers are required to send all paperwork regarding an new car sale to Dept of Motor Vehicles so that lien information can be recorded.

Once this is processed you will receive a title in the mail with you listed as the owner and the bank with whom you financed with as the lienholder. This is so that you can not sell or transfer ownership of the vehicle without first paying the lien off.

Once the vehicle is paid in full, you will get a lien release sent to you indicating that the loan for the vehicle has been paid in full.

Congrats on the new ride!

The title is held until car is paid off. Simply because you don't actually own it until its paid in full. The car dealer only holds that title if they are the ones to finance the vehicle, otherwise its whatever bank it is who lends the money for the loan. If you paid in full the title should be released by the dealer, lender or whoever actually owns the vehicle and would be sent shortly thereafter once payment has been confirmed.

not unusual at all..

they have it, and they put it in your name,even , they just wont send it out until you make your last payment. As long as you have the registration you're all set, and really dont need the title. The title is generally only used for sale/transfer and new registrations.

congrats on the new car in this ecomony!

Not all that unusual. Some states are really fast, and some not. If you borrowed money on the car, the title went to the bank, not you.

Yes, but in your state you need to know if you can just use the registration or if you need a copy of the title with the lein holder on it. If in doubt call DMV.

Unless you paid cash, a lender will be holding your title until you pay it off completely, otherwise, ask dealer for your title.

yes, they hold the title til you pay it off. usually they send you a copy of the title