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Can a collection agency legally do hard pulls on my credit without my permission?
Recently I notice a hard pull on my credit by a collection agency that I have never heard of and have not received any communication from what so ever. I don't know what the debt is nor do I believe I have anything that would now be in collections. Can they legally pull my report?
1 Answer
- RositaLv 41 decade agoFavorite Answer
They got your information from somewhere, so yes, they pulled it. You should contact the credit bureau and dispute it.
But whatever you do, DONT call the collection agency yourself!!!! They record everything you say and use it against you. Get an Attorney to call for you.