Have student credit cards been affected by the credit crunch?

I just read that they are only slashing limits and increasing rates if you are at high risk.

This is a fact that was on there:

For those that are paying their bills in full each month, rates and limits are not being changed.

Only those that almost max out or pay late are being hurt.

For top credit either pay your bill in full each month.

Or make sure you never use more than 30% of your available credit.

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I would get rid of the credit cars. Pay cash or use debit for everything. Credit cards are no good, especially students cards. The card companies know that you are young and financially stupid. They give you a free t-shirt when you apply at their little booth outside the football stadium. This t-shirt will cost you thousands in the future. They know students have little or no income but cannot be financially responsible enough to make wise spending decisions. They count on you not paying off your balance every month and start paying interest. I know you say to yourself that that will never happen to you, but trust me, it will. I have been there and it is stupid. Pick up a book called the Total Money Makeover by Dave Ramsey. It will change the way you look at money and personal finance. Yes, card limits have been lowered and interest rates have been raised. Even if you have perfect record of paying the balance and paying on time every month. Final word is get out of debt and stay out of debt.