stopped @ 2-way stop sign bus and car passed to my right, went to turn left and was struck by a speeding car?

If the car that hit you didn't have a stop sign, then you are at fault for pulling onto the road before it was safe. Since you were stopped at the stop sign, you shouldn't have got a ticket for that. You should of got a ticket for failed to yield right of way. There's a difference and I would fight the ticket in court because running a stop sign is a more serious offense then failed to yield. And the cop didn't see the accident, so how did he know you didn't stop. Since you're at fault, you'll have to let your insurance pay the damages of the car that hit you and if you have collision, your car will be covered too after you pay your deductible. Your only recourse is if the car that hit you was speeding excessively (ex. 70 in a 40 zone). But it sounds like you didn't look both ways or double check before pulling out.

1. Yes you are a fault for failure to yield to oncoming traffic.

2. Why wont your insurance pay ???

3. Fault or no fault that is why you pay insurance.

4. Sounds like they are trying to pull a fast one on you.

5. Last thing to do is contact the state insurance board and file a complaint against your insurance company.

Nothing. You are at fault. When turning left at a stop sign (2-way or otherwise), you MUST yield to all vehicles that either (a) are not turning left, (b) do not have stop signs, or (c) both. This applies whether or not they are speeding.