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I need to rebuild my credit after going through a bankruptcy.?
I have already got a credit card with First Primer and Orchard bank. Are there any others I should try? I still have a few outstanding medical bills I am paying off, so I am sure that is showing up on my credit reports as well.
4 Answers
- ?Lv 71 decade agoFavorite Answer
Those are the ones that I used after my bankruptcy just use them for every day things and make sure to pay them off in full before the due dates and you will be fine in about 12-months.
You can also try Capital One and H.S.B.C. after you have made a few payments on the others.
Source(s): Finance Manager for over 9-years / BK in 2000. - WhiteyLv 51 decade ago
You NOW have to bee a good manager of your accounts. Don't charge TOO much & pay off what you can ... even if it's only HALF of what you owe. Also, depending on how long it's been since you filed for bankruptcy, it really does matter how you manage your accounts now, BUT because of the bankruptcy, it's STILL going to take you 10 years to get your name & credit back!
Source(s): This happened to me in '96, so I should know! - redenz40Lv 41 decade ago
best way is to keep the cards you have. Put back a couple of 100.00 and then go out and spend a 100.00 on each card. When the bills come in pay them off. Do this for a while and you will see that other offers will start coming in. Do not put anything on the cards that you can not pay.
- alialoggiLv 71 decade ago
All you can do is to pay your bills, pay them on time, and be responsible. Continue to pay your medical bills and your credit will improve.