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I own my house but the neighbors rent. Who pays for damages?

I was wondering who would pay for damages if my neighbors or their family destroyed my property? The neighbors rent so does the landlord pay or does the renter pay with renters insurance(considering they even carry it). If they don't carry renters insurance do we take them to small claims court? I know nothing about home ownership and insurance and I would like some ease of mind.

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  • ?
    Lv 7
    1 decade ago
    Favorite Answer

    You can sue them both or either of them. Landlord would be responsible for the damages for renting the place to destructive people and neighbors for damage to your property. Either way, you will collect. If neither has insurance, your insurance will cover, but you can still sue them.

    Source(s): Lawyer
  • 1 decade ago

    Is this hypothetical? Or were there actual damages? You can find out what damages are covered by your policy by reading it and talking to the agent you deal with. But you have to document the damages properly.

    I had a renter living next door when a tree on that property destroyed my fence. My insurance told me to try and go after them. I told them no- they pay me and then they can go after the other party because my insurance should have covered it. I got paid and whatever else happened was not my problem and I did not get involved in that end of it. The insurance people tried to be lazy and deflect everything but I was good about documenting and sticking up for myself.

  • 1 decade ago

    Whoever does the damage. The landlord is not responsible for the damage done by tenants. So you go after the tenant thru insurance if they have it. Or you sue them in small claims.

  • carly
    Lv 4
    5 years ago

    i think that to ensure that some thing to be considered slander, is must be untrue. considering the fact which you have in no way payed lease on the valuables, i do no longer think of you may declare that what your father pronounced became into slander. although, I additionally do no longer think of which you will possibly be evicted for non fee of lease if there is not any longer, nor has there ever been, a written lease contract with a landlord for the valuables. in case you signed a condominium contract which contain your father as quickly as he became the owner of the valuables, then he can evict you for non fee of lease. as quickly as your father won possession of the valuables, did he ask you to comply with pay lease and you refused? if so, then he has a case. you need to to touch the county housing authority the place you reside to get suggestion approximately this remember.

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  • 1 decade ago

    Legally I would say the landlord especially if someone has complained about their tenants about damages done. Their landlord then can take them to court if you should happen to win the case against him or her. This has happened in the case of our previous landlord who is now being sued by several people. Only in this case it was criminal activity by his other tenants.

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