$475/mo. rent. $1800 monthly income.?

Yes, I think if you spend your money wisely, you should be fine.

$1800 Monthly Income x 12 = $21,600

Monthly rent $475 x 12 = $5700.00

Monthly cable $100 x 12 = $1200.00

Monthly Cellphone $60 x 12 = $720.00

Total Expenses = $5700 + $1200 + $720=$7620

$21600-$7620=$13,980

You did not quote on electricity? If it runs you around $125 per two months then that would be around $125 x 6=$750 per year

$21,600 - ($5700+$1200+$720+$750)=$13,230.

What about food and perhaps if you have a car the insurance charge on the car and what about spending money. If these are added in you could end up with about (For food $300 x 12 = $3600, For Car Insurance $1080, Spending Money $2400 per year) then that's another $7080

$13,230-$7080=$6,150.

If you put gas and maintenance in the car that's another $40 x12 =$480

Oil Change Every three months =$35 x 3=$105

Car Maintenance/ Year = $800

$6150-($480+$105+$800)=$4765

If Car Insurance costs around $1800 then it would leave you with around $4,000 a year.

You could probably make it but you have to be very careful to budget all expenses so you are living on a shoe-string budget.

Good Luck and All the Best

Anything looks good on paper. When I worked in apartment leasing we asked that a potential renter's income was at least three times the monthly rent and I think that's a good place to start. It looks like you could meet all of those bills but what if something unexpected happened? Always leave yourself a little room. Don't cut it too close. And when it comes to electricity it's really hard to guess what your bills will be. Just be careful. You can call your utility company and get the average bill amount for the apartment for the last year. At least that will help you make an educated guess.

I had a mortgage of $519 with an income close to what yours is and I didn't have a problem meeting expenses. If you work 60 hours a week though you might consider a cheaper package for cable. You aren't going to be home enough to justify the cost

Sounds OK except for one thing. Don't you buy any food? Drive a car? Buy gas? How about tax deductions, health bills, life insurance?

You should be able to afford it as long as you don't have other debt like a car payment or credit card payments.

Sure!