What to do if someone fakes an injury in a car accident?

You don't have anything to worry about. Insurance companies are very good at sniffing out fraud and since you are at fault, it's going to be your insurance company paying her bills and they will only pay for 'reasonable' medical costs for her. The first thing they will do when the injury is reported will be to run an ISO search (Insurance Service Organization) on her. ISO is a database of injury claims, and everyone who was ever injured in an accident and reported it is in that database. If they get a match, and find that she's done this before, it will raise their awareness that she may be trying to con them. They will also require her to sign a Medical and Wage Authorization (MAWA) so they can get copies of her past medical records to see if there is a history of injuries to any areas she is claiming were hurt in this loss.

In other words, sit back and let the experts deal with this. No matter what, you are protected.

Fake Injury Car Accident

You make your statement to your insurance stating the facts. Then be sure to tell them you`d like to see estimate for damage to her car! Quickly! This amount should be nothing or next to nothing, if little or no damage was done, now you have proof of how hard you bumped her car! And if there`s a small quote, how badly could she be hurt! You can also call a lawyer if she thinks she will pursue this, and all he has to do is tell her she will be brought up on fraud charges! If she has any sense she`ll forget it ever happened. You could always chase around after her with a video camera and catch her doing something an injured person should`nt be doing!

There's nothing you can do. People fake injuries all the time, and many of them collect large amounts of money and never get caught. Experienced fakers will often fake a back injury, because it's nearly impossible for a doctor to claim that a person doesn't have a back injury because back injuries often damage ligaments and tissue that can't be seen with Xrays or MRIs.

You rear ended her so you are at fault. She had every right to stop at the Yield sign. Hopefully you have insurance to protect you. If you don't, she will probably sue you and you will probably lose.

For one, the accident is your fault. You hit her, she didnt back into you. It's your responsible to know, not just think you know or assume, that the path ahead of you is clear. You made an assumption you thought was safe, but the responsibility for your vehicle's movement remains with you.

If she's faking an injury, she wont want to go to court and will be hoping to intimidate a pre-trial cash settlement out of your insurance company (or you, if you appear to have more money than her.) This is sadly common. Hopefully your insurance company fights it, even though the legal costs may exceed the settlement cost (which is why ins companies cave in, never mind the bad precedent it sets.)

If you are sued personally, demand proof of any medical costs she claims and demand proof that those costs were medically necessary.

For your sake, I hope you dont live in California. That kind of extortion succeeds every day here.

If you get caught, both you and your Mum would be convicted of fraud. That can include a prison sentence, and can affect job prospects and can affect your credit rating. You also risk being put on a blacklist that insurers share. Once you are on the blacklist, all insurers will know that you have attempted to defraud an insurance company, and you will find that you wont be able to insure your house or car any more.

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Legally, there is nothing you can do if she is in fact faking. Truth of the matter is; there are Doctors out there that will help her fake the injury. You probably aren't a Doctor, so your opinion isn't going to matter very much.

I hate to see things like this happen, because all it does is cause all of us to pay higher insurance premiums. Our society is littered with people that are "lawsuit happy". Everyone wants a free ride. If you want to exert the time, energy, and expense, you could hire a Private Investigator, or tail her to obtain incriminating photos. Her tossing her kids in the air and bungee jumping probably isn't going to help her prove her whiplash case...LOL In actuality, relay your concerns to you insurance company, and they might actually have her investigated.

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Not alot you can "DO" at this point, don't stress out!

In the future, you should turn more slowly, and keep your eyes centered, relying on peripheral vision. At all times think 3 cars ahead and three cars behind in your lane. IF you find that you cannot, then you're following too closely.

1. no injuries noticeable to you, an untrained eye, means nothing.

2. spinal injuries can take time to feel

3. she doesn't have to stop on yield, but there's no law against it, there is a law against rear ending someone though.

4. it is procedure to have lay out a rear ending victim as it can cause severe whiplash.