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Pregnancy - Pre-existing condition?
My gf works for a very small employer which does not offer insurance. She just had an unplanned child (mine). I have been insured for over 2 years with no gaps in enrollment. If I marry her and switch to a family plan, will this pregnancy be covered? Are there loopholes for bcbs to now cover this? If so, what are the loopholes specifically? She has just applied to medicaid. So I think it might be better to not marry her until after the child is born. Will medicaid not cover her if they find out who the father is, and he has insurance? I am very frightened here. Please help.
5 Answers
- Anonymous1 decade ago
Most insurance companies cover domestic partners (which could include you two if you live together) and you could go on the family plan, especially with her being pregnant. You don't have to wait for open enrollment to do this, because people get pregnant at any time and not during the convenient open enrollment period. We also have BCBS - but I happened to get pregnant in Dec and open enrollment was in Jan.
The best thing to do is to check with your HR rep. The pregnancy would be covered no matter what. It's going to work out - this is why we pay for insurance to take care of life situations! Good luck!!! And by the way - you are doing a good job by taking care of her and the baby. Taking that step of marriage is a good committment and shows your maturity.
- 1 decade ago
well u should check with ur insurance first and pregnant women do get insurance she just need to go to a doctor and have the pregnancy confirm im pretty sure they have info of some insurence hey here is one they r pretty good and its not expensive it depends on ur income and theyll devided into 12 payments wchich works perfect and you have eigther the option of blue cross or kaiser permanente well it might depen in the location u r at but its call the aim program surch for it on the internet and have ir gf request a application..good luck
- 1 decade ago
No. According to the HIPAA regulations of 1996, pregnancy can NEVER (no matter what state or what insurance company) be considered a pre-existing condition in group health plans.
- Anonymous1 decade ago
visit this link it was especially about the pregnancy and for the pregnant ladies i hope it will help you for searching your answer.
www.medicaldepth.com
thnks for using answers.yahoo.com
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- 1 decade ago
You have to marry before Giving birth!
If you switch it around it goes like this:
You give birth and you're not a dad cause you didn't
MARRY her! That's how life goes.~Just giving you my opinion.
Source(s): Rachel's opinion:) CANADA WON 14 GOLD!!!!!
