what is the best credit card to get with the lowest interest rate?

There are lots out there but you have to shop around. Some may offer one person a great rate while they might also offer another person a not-so great rate because of their credit score and history. That part depends all on you-not the card company. If your credit is awesome, start shopping around. Consumer reports has great card info as do just about any kind of consumer site. Sometimes when you first get a card your rate might be a bit higher for the first 6-12 months while you prove yourself too. Honestly, the best rate is a zero rate which you can technically get with any non-yearly-fee card. You get this by paying your card off totally at the end of every month. That's the proper way to handle your money anyway and if you are doing this, your interest rate isn't a concern!

You don't want a credit card with a low interest rate.

This is why:

You may be tempted to carry balances.

Carrying balances can destroy credit and in some cases devastate lives.

Employers check, so do landlords, and car insurance companies.

If you get a card - you want to use it for things you need and pay in full each month.

This way you never pay a penny interest and get top ratings.

Get a card with cash back bonuses.

Such as 1% cash back on all your purchases.

Don't go with discover - they give out points which are hard to redeem - look cash back into the account.

These cards carry higher interest rates - but you will never pay interest if you pay in full each month.

/

I agree with Judy. You want a card that is going to give YOU something in return! My Chase BP visa is a great example. I have a BP station right up the street, I travel 500+ miles for work every week & they give me 5% cash back on all my BP purchases. Plus 3% on groceries & some other things & 1% on dining out. I only use the card for gas. And pay in full before the statement cut date. That card has a 23% interest rate & I'd never know it because they have never had to charge it to me.

personally this is my opinion Capital One has the best rate now and they really work with there customers

but the rate depends on your credit score and length of credit. So your deal my not be like anyone else.

It depends from company to company and depends on your credit history too.if you have a good credit history there are chances that you will get low interest credit cards.I personally like US bank.

sometimes there are 0% interest credit cards too.

Soucre:

stay away from the big companies - go to a credit union and watch those hidden fees - ask for a clear explanation face to face before signing up.

chase