Creditors are calling my parents if I change their number will it stop?

I change my home phone as frequently as I need to, to stop telemarketers from calling me. It works. The caveat for me is that I only use my home phone for outgoing calls and people who know me call me on my cell. Hopefully your parents go with the idea and it will make the hassling calls stop. it will work for your situation. Especially if unlisted as there is no privelege extended for unlisted numbers. they also won't likely take the time to try to track down a listed number - because there may be several people with the same name as your parents have their phone listed under. Try not spending the extra $5/mo first - and if they keep calling, then change it again and get it unlisted.

1

They are breaking the law by calling your parents home after they told them to stop. Others have given you good advise so follow it. Here is one thing that your parents can do. The next time they call have your parents tell them that they are violating the Fair Debt Collections Practices Act by repeatedly calling their home after they have told them to stop. They should also say that they will be reporting this to the Attorney Generals office and the FTC for the violation (they should report them) and they will report the violation with every phone call they make. Also they can also tell them that they will be seeking legal advise if the calls continue to them. Or they can put it all in writing and send the letter certified with a return receipt. The object is for your parents to let the collection agency know they are violating the FDCPA and they will not tolerate it.

I had a collection agency call me for someone else and would not stop. I finally told them that they have violated the FDCPA and the calls stopped from them. Good luck

You can write them and tell them to contact you by mail only. That's if you're in the US! By law they have to comply. No if you change their number, they will find a way to get it and keep calling. Just send the letter and it should stop! Do you know that you can make monthly payments and then they can't touch you? Even if you can only send $5 a month, a judge would look at them and say, well she's trying to pay! It could save a bankruptcy from your record. It took me several years to pay off a clinic I was seen at, sending $5 a month and they left me alone. If you listen to the jerk people that call, the'll tell you that you can't do that, but it's not true! Anyway, best wishes with it!

Never ever talk to a collection agency. They are strangers to u. Any inch u give they get inside and spoil ur peace of mind. They go to the extent of calling ur relatives, office, etc. So stop the snake at the gate. Do not let them in. Its perfectly legal, The arrangement is between U and ur credit card company, the company has no right to bring in strangers in between U. Go give a police complaint. Give criminal complaint that ur old age parents are being harassed, criminal intimidation etc. Also give the number from where they are calling. Let the police officer handle their calls. Keep a lawyer in hand. U will be better off.

Well, getting a second job, cutting your expenses, and paying the debt is the obvious answer. You can probably get them to accept pennies on the dollar to settle the debt.

BUT, they can't call your parents. They are breaking the law. Look up fair debt collection on the Internet and next time they call you (or your folks) can reference that law and tell them they will report them. They can get in BIG trouble. Before threatening them, I'd find out the company name and number, and the person you are talking to. I'd write all that down and then tell them they will be reported to the FTC if they call again. Tell them you have started a log of the calls.

accordint to FDP they should contact you only on specified number. BUT, if you are trying to skip and avoid them, they will come chasing behind u. so best thing is do not avoid them. talk to them . tell your situation. talk to higher manager or some one and ask for settlement.

you can also appoint a lawyer. but DO NOT avoid them. They got u r no. from your employer. they might even contact u r reporting manager n HR. so be careful

I know in and out of this process. so just suggesting u the best thing.

Mail (and fax) the creditors/collection agencies that are calling your parents the following letter:

Per the Fair Debt Collection Practices Act, I am requesting that you cease all communications with 3rd parties about this debt. You have my correct contact number and it is not necessary to contact 3rd parties. Receipt of this letter is officially being time stamped via Certified Mail.

-----------------------------

To speed things up, fax this same letter to the collection agency. Free fax service at: http://faxzero.com/

Mail the letters via Certified Mail with Return Receipt

==========================

If you've made a firm decision to file for bankruptcy, then send the following letter: Send the creditors/collection agencies a letter via Certified Mail + Return Receipt (do NOT use regular mail) stating:

Per the Fair Debt Collection Practices Act, cease all communications with me (and 3rd parties) about this debt. Receipt of this letter is officially being time stamped via Certified Mail.

-----------------------------

To speed things up, fax this same letter to the collection agency. Free fax service at: http://faxzero.com/

---------------------------

The best thing may be to make an initial deposit on your Chapter 7 filing and have the attorney send out letters to all your creditors informing them that you're filing for bankruptcy and to only contact him/her.

They are not going to stop. I know. I had them calling my family members house as well. The person that owns that line must tell them to stop other wise they are going to keep calling.

They are trying to get you on the phone by calling your family members.

You should seek legal assistance for this matter at hand.

www.prepaidlegal.com/hub/benjaminewhite