A question about believing in Jesus?

Looking very specifically at your question...you are asking what the "Church" actually believes, not what makes sense or what more enlightened, open-minded individuals who are associated with a particular church might believe.

The short answer to your question then is "Yes", you have the church's (at least, most churches') position exactly right, that people are supposedly going to Hell through no fault of their own because they do not believe in or have not heard of Jesus. The consolation prize, if you believe in these very technical 14th century details, is that these non-believers get to go to one of the "outer circles of Hell", a milder area reserved for "virtuous pagans" (a la Dante's Divine Comedy). It's sort of like being sent to New Jersey, but you get to go to Bergen County rather than directly to Bayonne.

I don't think they are going to Hell. That's like saying a baby that has died will go to Hell because it never learned about God. I believe God has compassion for people that have never heard the word.

The people who never heard of God or Jesus are innocent. It's not there fault they don't believe in God since they never heard of him. They are innocent until they hear o God and reject God.

Yup its just luck

And missionaries are a group of people that go to a place where they don't beleive anything, so the christians talk to them about god. So some people just need to be in the right place at the right time.

well i go to chatholic school, my teacher told me that if they werent told about jesus, abd if they really dont know that they are doing something wrong, then if they are good they will go to heaven. personally i dont believe in god or jesus but if ther was, and if god was a good as they say he was then he wouldnt take a good person to hell.

Honestly, as a Christian, I have wondered about those people myself, and I honestly don't have a definitive answer. Though, in my opinion, in my own mind, I really can't see them going to hell, if they haven't had an opportunity to come to know Christ...but that's all that is, my opinion.

God is not nearly as picky as the church. The Church, holier than God, believes that only those who accept their version find salvation.

God, would never turn a good person away.