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Has anybody done this and is it a good idea?
Recently my hubby received papers in the mail for a loan acceptance. It states that it is an FHA loan and that it is backed by Freddie Mac and Fannie Mae. the company is called Embrace and they are offering us a 4.375% loan rate which is much better than what we are paying right now. should we file 13 this or look further into it. I'm not real crazy about it because Freddie and Fannie are involved and because this was not information we asked for. any information would be appreciated as well as any sound advice.
3 Answers
- Anonymous1 decade agoFavorite Answer
Always always do your research before signing on for anything.
Most reputable companies do not do cold marketing especially if their rate is really that good (there would be no need for them to do so people would be coming to them).
So do your research into it but I wouldn't get to excited yet it's most likely a scam.
- redheadLv 61 decade ago
Due to the fact that you did not request this information, I would be suspicious of it. You could investigate if it sounds like something that would be beneficial to you, but I would be sure to do your own investigation and not use the numbers/websites that they sent to you.
